📮 Firefly postcode: 2429

Is Firefly, NSW Climate Safe? 2026 Assessment

Firefly, New South Wales· Mid-Coast· 2429
Moderate climate risk — address-specificUpdated 8 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Firefly faces a moderate risk of flooding, primarily from the Manning River and local creeks. Increased rainfall intensity could exacerbate these risks.
Bushfire
The area around Firefly has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood of bushfires.
Heat
Firefly is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2429
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.5% of land (bushfire)

Climate Safety Analysis

Firefly in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Firefly's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Firefly is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Firefly including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Firefly located in Coastal NSW (postcode 2429), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Firefly.

Across the six hazard axes ClimateNest models, the dominant climate risk in Firefly is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Firefly, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Firefly are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlayhttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Nearest WaterwayManning River
Flood ZoneYes
Avg January Max31.5 °C

Historical Events

2020
Moderate

Flooding occurred in the Manning River catchment, impacting Firefly.

2019
Moderate

Bushfires impacted the region, causing smoke haze and property damage.

2017
Moderate

Severe storms caused damage to property and infrastructure.

2013
Moderate

Major flooding occurred in the Manning River catchment, impacting Firefly.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and build flood levees to protect properties from flooding.

Est. cost: High

Bushfire Management

Immediate

Implement bushfire management strategies, including hazard reduction burns and community education programs.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave plan to protect vulnerable populations, including cooling centers and public awareness campaigns.

Est. cost: Low

Coastal Protection

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to protect properties from erosion.

Est. cost: High

Council & Emergency Services

Mid-Coast Council
Emergency Services

Data last updated: 8 May 2026

Explore Firefly Risk Reports

Frequently Asked Questions

Is Firefly safe from climate change?

No location in Australia is entirely immune to climate change impacts. Firefly has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Firefly?

The dominant hazard for Firefly depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Firefly compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Firefly?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Firefly?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Firefly.

What are the main climate risks in Firefly?

ClimateNest's suburb model rates Firefly's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Firefly.

What share of Firefly is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.5% of Firefly in high-risk zones for bushfire, with a further 70.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Firefly Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Firefly, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections