Heat Risk in Fishermans Bay, NSW: 2026 Assessment

Fishermans Bay, New South Wales· UNKNOWN
Fishermans Bay is likely to experience more frequent and intense heatwaves in the future. This poses a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions.Updated 24 May 2026

Heat Risk Score

5.5/10

Fishermans Bay is likely to experience more frequent and intense heatwaves in the future. This poses a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions.

Key Facts

Heat Risk
Fishermans Bay is likely to experience more frequent and intense heatwaves in the future. This poses a risk to vulnerable populations, such as the elderly and those with pre-existing health conditions.
Trend
increasing
Suburb
Fishermans Bay, NSW
Overall Risk
Medium
Postcode
2316
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.9% of land (riverine flood)

Heat Risk Analysis

Fishermans Bay in New South Wales faces elevated extreme heat risk. The Bureau of Meteorology (BOM) reports that Australia's average temperature has increased by approximately 1.5 °C since 1910, with the frequency of extreme heat days rising across most regions.

The urban heat island (UHI) effect can make built-up areas of Fishermans Bay warmer than surrounding rural areas, particularly on summer nights. Dark roof materials, limited tree canopy cover, and heat-absorbing surfaces contribute to localised heat stress that varies by property.

The number of days exceeding 35°C is projected to increase in the coming decades.

Get an address-level heat risk assessment from ClimateNest for Fishermans Bay including cooling cost estimates, heatwave vulnerability scoring, and adaptation recommendations tailored to your property.

Climate projections show heat risk in Fishermans Bay is tied to the broader Coastal NSW climate. The suburb scores 5 on the 0–10 heat index, with the number of days above 35°C expected to grow through 2050 — a factor that affects cooling costs, garden viability and property desirability.

Fishermans Bay located in Coastal NSW (postcode 2316), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Fishermans Bay.

Across the six hazard axes ClimateNest models, the dominant climate risk in Fishermans Bay is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Fishermans Bay, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Fishermans Bay are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Avg January Max Temp30.5 °C
Heat Stress Events/Year3
Urban Heat ContextThe number of days exceeding 35°C is projected to increase in the coming decades.

Historical Events

2017
Moderate

A prolonged heatwave resulted in increased demand for emergency services and strain on infrastructure.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect low-lying areas from flooding, such as levees and drainage improvements.

Est. cost: High

Enhance Bushfire Preparedness

Immediate

Implement community education programs and improve bushfire management practices to reduce the risk of property damage and loss of life.

Est. cost: Medium

Develop a Heatwave Management Plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Implement Coastal Erosion Mitigation Measures

Long-term

Protect coastal areas from erosion through the construction of seawalls and beach nourishment projects.

Est. cost: High

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 24 May 2026

Explore Fishermans Bay Risk Reports

Frequently Asked Questions

How hot does Fishermans Bay get in summer?

Fishermans Bay in New South Wales experiences summer temperatures consistent with the regional climate. BOM publishes historical temperature data for weather stations near Fishermans Bay. Get a property-specific heat exposure assessment with projected cooling costs from ClimateNest.

Is extreme heat increasing in Fishermans Bay?

Australia-wide, extreme heat events have become more frequent since the mid-20th century, and this trend is consistent with CSIRO climate projections for New South Wales. Continued warming is likely through 2050 under all emissions scenarios.

How does heat affect energy costs for Fishermans Bay properties?

Higher temperatures increase cooling demand, which raises electricity costs. ClimateNest provides energy cost projections based on your property's specific exposure to extreme heat days in Fishermans Bay and the performance of your building envelope.

What heat mitigation measures work best in Fishermans Bay?

Effective heat mitigation includes light-coloured roofing (cool roofs), ceiling and wall insulation, double-glazed windows, external shading, cross-ventilation design, and increasing tree canopy around the property. These measures reduce indoor temperatures and cooling costs.

What are the main climate risks in Fishermans Bay?

ClimateNest's suburb model rates Fishermans Bay's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Fishermans Bay.

What share of Fishermans Bay is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 10.9% of Fishermans Bay in high-risk zones for riverine flood, with a further 82.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Fishermans Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fishermans Bay, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections