Bushfire Risk in Fishermans Reach, NSW: 2026 Assessment

Fishermans Reach, New South Wales· UNKNOWN
The bushfire risk in Fishermans Reach is moderate. While not immediately surrounded by dense bushland, the presence of vegetation and dry conditions during summer increase the potential for bushfires.Updated 18 May 2026

Bushfire Risk Score

4.0/10

The bushfire risk in Fishermans Reach is moderate. While not immediately surrounded by dense bushland, the presence of vegetation and dry conditions during summer increase the potential for bushfires.

Key Facts

Bushfire Risk
The bushfire risk in Fishermans Reach is moderate. While not immediately surrounded by dense bushland, the presence of vegetation and dry conditions during summer increase the potential for bushfires.
Trend
stable
Suburb
Fishermans Reach, NSW
Overall Risk
Medium
Postcode
2441
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
21.8% of land (bushfire)

Bushfire Risk Analysis

Fishermans Reach, New South Wales, has a the bushfire risk in fishermans reach is moderate. while not immediately surrounded by dense bushland, the presence of vegetation and dry conditions during summer increase the potential for bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should maintain their properties to reduce fire hazards.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Fishermans Reach, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Fishermans Reach including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Fishermans Reach sits within ClimateNest's suburb-level hazard model for bushfire risk. 21.8% of the suburb's land area is mapped in high-risk bushfire zones and 65.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Fishermans Reach.

On ClimateNest's 0–10 suburb hazard index, Fishermans Reach scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Fishermans Reach can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Fishermans Reach located in Coastal NSW (postcode 2441), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Fishermans Reach.

Across the six hazard axes ClimateNest models, the dominant climate risk in Fishermans Reach is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Fishermans Reach, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Fishermans Reach are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandWithin 5km of vegetated areas
BAL Overlay / ZoneCheck NSW RFS website for current bushfire prone area maps.
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the surrounding region caused smoke haze and increased fire danger in Fishermans Reach.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement community education programs and improve bushfire management practices.

Est. cost: Medium

Develop Heat Action Plans

Immediate

Create heat action plans to protect vulnerable populations during heatwaves.

Est. cost: Low

Implement Coastal Management Strategies

Long-term

Develop and implement coastal management strategies to address sea level rise and coastal erosion.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 18 May 2026

Explore Fishermans Reach Risk Reports

Frequently Asked Questions

Is Fishermans Reach in a bushfire prone area?

Parts of Fishermans Reach may be designated as bushfire prone land. Based on available data, Fishermans Reach has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Fishermans Reach?

BAL ratings in Fishermans Reach depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Fishermans Reach?

Yes, properties in bushfire-prone parts of Fishermans Reach may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Fishermans Reach?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Fishermans Reach?

ClimateNest's suburb model rates Fishermans Reach's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Fishermans Reach.

What share of Fishermans Reach is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 21.8% of Fishermans Reach in high-risk zones for bushfire, with a further 65.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Fishermans Reach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fishermans Reach, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections