๐Ÿ“ฎ Fishing Point postcode: 2283

Bushfire Risk in Fishing Point, NSW: 2026 Assessment

Fishing Point, New South Walesยท Lake Macquarieยท 2283
The bushfire risk in Fishing Point is moderate. While not immediately adjacent to dense bushland, the suburb is located within a region prone to bushfires during dry periods.Updated 21 May 2026

Bushfire Risk Score

4.0/10

The bushfire risk in Fishing Point is moderate. While not immediately adjacent to dense bushland, the suburb is located within a region prone to bushfires during dry periods.

Key Facts

Bushfire Risk
The bushfire risk in Fishing Point is moderate. While not immediately adjacent to dense bushland, the suburb is located within a region prone to bushfires during dry periods.
Trend
stable
Suburb
Fishing Point, NSW
Overall Risk
Medium
Postcode
2283
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
12% of land (bushfire)

Bushfire Risk Analysis

Fishing Point, New South Wales, has a the bushfire risk in fishing point is moderate. while not immediately adjacent to dense bushland, the suburb is located within a region prone to bushfires during dry periods. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check NSW RFS website for current fire danger ratings and bushfire survival plans.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Fishing Point, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Fishing Point including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Fishing Point sits within ClimateNest's suburb-level hazard model for bushfire risk. 12% of the suburb's land area is mapped in high-risk bushfire zones and 65.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Fishing Point.

On ClimateNest's 0โ€“10 suburb hazard index, Fishing Point scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Fishing Point can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Fishing Point located in Coastal NSW (postcode 2283), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Fishing Point.

Across the six hazard axes ClimateNest models, the dominant climate risk in Fishing Point is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Fishing Point, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Fishing Point are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to Bushland1-2 km to significant bushland areas
BAL Overlay / ZoneSome areas are within bushfire prone land.
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires in the Lake Macquarie region caused smoky conditions and required residents to be prepared for evacuation.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Develop a heatwave management plan

Immediate

Implement a heatwave management plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Implement coastal erosion protection measures

Long-term

Construct seawalls or other coastal protection measures to mitigate the impacts of sea level rise and erosion.

Est. cost: High

Enhance bushfire preparedness

Near-term

Conduct community education programs and implement bushfire mitigation measures to reduce the risk of bushfire damage.

Est. cost: Medium

Council & Emergency Services

Lake Macquarie City Council
Emergency Services

Data last updated: 21 May 2026

Explore Fishing Point Risk Reports

Frequently Asked Questions

Is Fishing Point in a bushfire prone area?

Parts of Fishing Point may be designated as bushfire prone land. Based on available data, Fishing Point has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Fishing Point?

BAL ratings in Fishing Point depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Fishing Point?

Yes, properties in bushfire-prone parts of Fishing Point may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Fishing Point?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Fishing Point?

ClimateNest's suburb model rates Fishing Point's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Fishing Point.

What share of Fishing Point is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12% of Fishing Point in high-risk zones for bushfire, with a further 65.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Fishing Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Fishing Point, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections