📮 Five Dock postcode: 2046

Storm Risk in Five Dock, NSW: 2026 Assessment

Five Dock, New South Wales· City of Canada Bay· 2046
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging windsUpdated 3 May 2026

Storm Risk Score

3.9/10

Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds

Key Facts

Storm Risk
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Trend
stable
Suburb
Five Dock, NSW
Overall Risk
Medium
Postcode
2046
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
11.1% of land (bushfire)

Storm Risk Analysis

Five Dock, New South Wales, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for Five Dock.

Severe thunderstorms affecting Five Dock can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for New South Wales, and historical storm data helps characterise the frequency and intensity of events in the region.

CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For Five Dock property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.

ClimateNest provides address-level storm risk reports for Five Dock including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.

Five Dock sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 75.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Five Dock.

On ClimateNest's 0–10 suburb hazard index, Five Dock scores 4 for severe storm risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Five Dock can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Five Dock located in Greater Sydney (postcode 2046), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Five Dock.

Across the six hazard axes ClimateNest models, the dominant climate risk in Five Dock is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Five Dock, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Five Dock are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Wind/Storm RegionLow to moderate exposure
Storm Risk LevelLow erosion risk
Distance to Coast0.5 km

Historical Events

2020
Moderate

Severe storm caused flash flooding and property damage in Five Dock.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater infrastructure to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement heatwave early warning system

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Protect and restore coastal ecosystems

Long-term

Preserve and enhance mangroves and other coastal vegetation to provide natural protection from erosion and storm surges.

Est. cost: Medium

Promote green infrastructure

Near-term

Increase tree canopy cover and green spaces to reduce the urban heat island effect and improve stormwater management.

Est. cost: Medium

Council & Emergency Services

City of Canada Bay Council
Emergency Services

Data last updated: 3 May 2026

Explore Five Dock Risk Reports

Frequently Asked Questions

Is Five Dock prone to hailstorms?

Hail risk in Five Dock depends on the frequency of severe thunderstorm activity in the New South Wales region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.

What wind rating applies to buildings in Five Dock?

Under AS/NZS 1170.2, properties in Five Dock are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.

Does storm risk affect insurance premiums in Five Dock?

Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.

What storm mitigation measures should Five Dock property owners consider?

Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.

What are the main climate risks in Five Dock?

ClimateNest's suburb model rates Five Dock's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Five Dock.

What share of Five Dock is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.1% of Five Dock in high-risk zones for bushfire, with a further 81.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Five Dock Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Five Dock, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections