Climate Risk Profile: Fosterton, NSW

Fosterton, New South Wales
Medium Risk
Updated May 2026

Fosterton faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern. Climate change is expected to increase the severity and frequency of these events. Residents should prepare for hotter summers and potential disruptions from extreme weather.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Fosterton

increasing

Flood

60/100

Fosterton faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in river flow
increasing

Bushfire

40/100

The bushfire risk in Fosterton is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to exacerbate these conditions.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Fosterton is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Fosterton is not directly exposed to coastal risks such as sea level rise or coastal erosion.

Key drivers:

  • ·N/A
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Fosterton

Detailed Hazard Analysis

heat Risk

70/100

Fosterton is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Fosterton faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase due to climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in river flow
  • ·Urban development

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Fosterton is not directly exposed to coastal risks such as sea level rise or coastal erosion.

Primary Drivers

  • ·N/A

Projections (N/A)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The bushfire risk in Fosterton is moderate, influenced by surrounding vegetation and dry conditions. Climate change is projected to exacerbate these conditions.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding, bushfires, and heatwaves.

Price Impact

Property values may be negatively impacted by the increasing frequency and severity of extreme weather events.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance coverage and premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Unnamed Creek
Elevation Range
150-200m
Flood Zone
Unknown

Local creeks and drainage systems may be overwhelmed during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
NSW RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

The area is surrounded by bushland, increasing the risk of bushfires.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
5 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2011
floodModerate

Heavy rainfall caused flooding in low-lying areas of Fosterton, disrupting transportation and damaging property.

Source
2013
bushfireModerate

A bushfire near Fosterton threatened properties and required evacuation of residents.

Source
2017
heatwaveMajor

A prolonged heatwave resulted in record-breaking temperatures and increased demand for emergency services.

Source
2019
droughtModerate

Prolonged drought conditions impacted local agriculture and water resources.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.5(+0.5)5.0(+1.0)
heat708.0(+1.0)9.0(+2.0)
coastal101.01.0

By 2030, Fosterton is projected to experience an increase in the frequency and intensity of heatwaves, as well as a higher risk of flooding and bushfires.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage systems and build flood levees to protect properties from flooding.

Est. cost: Medium

Learn more

Manage Vegetation

Near-term

Reduce bushfire risk by clearing vegetation around properties and creating firebreaks.

Est. cost: Low

Learn more

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage residents to conserve water to mitigate the impacts of drought.

Est. cost: Low

Learn more

About Fosterton's Climate Risk Profile

Fosterton is a rural locality in New South Wales that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding from heavy rainfall, bushfires due to dry conditions, and heatwaves during the summer months.

The risk of flooding is driven by increased rainfall intensity and changes in river flow patterns. Bushfire risk is exacerbated by rising temperatures and drier vegetation. Heatwaves are becoming more frequent and intense, posing a threat to public health, especially for vulnerable populations.

While Fosterton is not directly exposed to coastal hazards, the broader region may experience indirect impacts from sea level rise and coastal erosion. These indirect impacts could include disruptions to supply chains and increased migration from coastal areas.

Addressing these climate risks requires a combination of adaptation and mitigation strategies. Adaptation measures include improving flood defenses, managing vegetation to reduce bushfire risk, and implementing heatwave early warning systems. Mitigation efforts focus on reducing greenhouse gas emissions to slow the pace of climate change.

Residents and property owners in Fosterton should take steps to prepare for the impacts of climate change. This includes developing emergency plans, investing in property-level adaptation measures, and staying informed about local climate risks and adaptation initiatives.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Fosterton?

The main climate change risks in Fosterton are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to climate change.

How can I prepare for flooding in Fosterton?

You can prepare for flooding by checking flood maps, elevating your property, and developing an emergency plan.

What should I do during a heatwave in Fosterton?

During a heatwave, stay indoors, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

How can I reduce my bushfire risk in Fosterton?

You can reduce your bushfire risk by clearing vegetation around your property, creating firebreaks, and having a bushfire survival plan.

Where can I find more information about climate change in Fosterton?

You can find more information about climate change in Fosterton from the local council, the NSW government, and the Bureau of Meteorology.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections