Climate Risk Profile: Frazers Creek, NSW

Frazers Creek, New South Wales
Medium Risk
Updated May 2026

Frazers Creek faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change. Residents should prepare for more frequent extreme weather events and take steps to mitigate their impact.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.2
Heat
7.0
Coastal
1.5

Climate Hazard Breakdown for Frazers Creek

increasing

Flood

65/100

Frazers Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

42/100

The risk of bushfires in Frazers Creek is moderate. The surrounding vegetation and dry conditions during summer contribute to the risk. Climate change is projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Frazers Creek is likely to experience more frequent and intense heatwaves. The urban heat island effect can exacerbate the impact of high temperatures, particularly for vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect
stable

Coastal

15/100

Frazers Creek is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from the coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Frazers Creek

Detailed Hazard Analysis

heat Risk

70/100

Frazers Creek is likely to experience more frequent and intense heatwaves. The urban heat island effect can exacerbate the impact of high temperatures, particularly for vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect
  • ·Reduced vegetation cover

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

Frazers Creek faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

15/100

Frazers Creek is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from the coast

Projections (RCP8.5)

2030

1.5

2050

1.5

Data source

bushfire Risk

42/100

The risk of bushfires in Frazers Creek is moderate. The surrounding vegetation and dry conditions during summer contribute to the risk. Climate change is projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Increased fuel load

Projections (RCP8.5)

2030

4.7

2050

5.2

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Property values may be affected by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider energy efficiency and cooling options for heatwaves.
  • 4.Review insurance coverage for climate-related risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local Creek
Elevation Range
50-70m
Flood Zone
Low to Moderate

Historical flood data indicates localized flooding during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

The area has a history of bushfire activity, particularly during prolonged dry periods.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
5 days

The suburb experiences several days above 35°C each summer.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not Applicable
Erosion Risk
Not Applicable

Historical Climate Events

2011
floodModerate

Major flooding event impacted the region, causing property damage and road closures.

Source
2013
bushfireModerate

Bushfires burned through nearby bushland, threatening properties in the suburb.

Source
2017
heatwaveModerate

Prolonged heatwave with temperatures exceeding 40°C for several days.

Source
2019
droughtModerate

Prolonged drought conditions impacted water supplies and agricultural activities.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire424.5(+0.3)4.8(+0.6)
heat707.7(+0.7)8.5(+1.5)
coastal151.51.5

By 2030, Frazers Creek is projected to experience a moderate increase in overall climate risk, with notable increases in flood and heatwave risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Immediate

Establish a heatwave response plan to protect vulnerable populations, including cooling centers, public awareness campaigns, and early warning systems.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Implement water conservation measures to address drought risks, such as rainwater harvesting, water restrictions, and efficient irrigation practices.

Est. cost: Low

Learn more

About Frazers Creek's Climate Risk Profile

Frazers Creek is a suburb in New South Wales that faces several climate-related risks. The primary concerns are flooding, bushfires, and heatwaves. Climate change is projected to exacerbate these risks, leading to more frequent and intense extreme weather events.

Flooding is a significant concern due to the suburb's proximity to waterways and low-lying areas. Increased rainfall intensity, driven by climate change, is expected to increase the frequency and severity of floods. Residents should be aware of flood risks and take appropriate precautions.

Bushfires also pose a threat, particularly during the dry summer months. The surrounding vegetation provides fuel for fires, and climate change is expected to increase the frequency and intensity of bushfires. Residents should maintain their properties to reduce fire risk and have a bushfire survival plan.

Heatwaves are another growing concern. As temperatures rise, Frazers Creek is likely to experience more frequent and intense heatwaves. The urban heat island effect can exacerbate the impact of high temperatures, particularly for vulnerable populations. Residents should take steps to stay cool during heatwaves and check on elderly or vulnerable neighbors.

While coastal risks are low, the other hazards warrant attention and preparation to ensure the community's safety and resilience in the face of a changing climate.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Frazers Creek?

Frazers Creek faces risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

How can I prepare my property for bushfires?

Clear vegetation around your home, maintain fire breaks, and have a bushfire survival plan.

What should I do during a heatwave?

Stay cool, drink plenty of water, and check on elderly or vulnerable neighbors.

Where can I find information about flood risks in Frazers Creek?

Consult the council's flood maps and historical flood data.

How is the council addressing climate change?

The council is developing a climate strategy to reduce emissions and adapt to the impacts of climate change.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections