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Climate Risk in Garra, NSW

Garra, New South Wales
Medium Risk
Updated May 2026

Garra faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, increasing the frequency and intensity of extreme weather events. Residents should prepare for potential impacts and take steps to adapt to a changing climate.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Garra

increasing

Flood

65/100

Garra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

40/100

The bushfire risk in Garra is moderate, with surrounding vegetation posing a potential fire hazard during dry and windy conditions.

Key drivers:

  • ·Drier conditions
  • ·Increased fuel load
increasing

Heat

60/100

Garra experiences a moderate risk from heatwaves, with increasing average temperatures and more frequent extreme heat events projected.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect
stable

Coastal

10/100

Garra is not exposed to coastal risks due to its inland location.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Garra

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

60/100

Garra experiences a moderate risk from heatwaves, with increasing average temperatures and more frequent extreme heat events projected.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Garra faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Garra is not exposed to coastal risks due to its inland location.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The bushfire risk in Garra is moderate, with surrounding vegetation posing a potential fire hazard during dry and windy conditions.

Primary Drivers

  • ·Drier conditions
  • ·Increased fuel load
  • ·Higher temperatures

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance coverage and premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Unnamed Creek
Elevation Range
200-220m
Flood Zone
Low to Moderate Risk

Historical flood data indicates that some properties in low-lying areas have been affected by flooding in the past.

View council flood map

Bushfire Evidence

Distance to Bushland
500m
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

Properties adjacent to bushland areas are at higher risk during bushfire season.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase in the coming decades.

Coastal Evidence

Distance to Coast
450 km
Sea Level Rise Exposure
Not Applicable
Erosion Risk
Not Applicable

Historical Climate Events

2012
floodModerate

Heavy rainfall caused localized flooding in low-lying areas of Garra.

Source
2017
bushfireMinor

A small bushfire occurred near Garra, but was quickly contained by fire services.

Source
2019
heatwaveModerate

Garra experienced a prolonged heatwave with temperatures exceeding 40°C for several days.

Source
2022
floodModerate

Significant rainfall led to flash flooding, impacting some residential areas.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood657.0(+0.5)7.5(+1.0)7.2(+0.7)8.0(+1.5)
bushfire404.2(+0.2)4.4(+0.4)4.3(+0.3)4.6(+0.6)
heat606.4(+0.4)6.8(+0.8)6.6(+0.6)7.2(+1.2)
coastal101.01.01.01.0

Under a moderate emissions scenario, Garra is projected to experience a slight increase in overall climate risk, primarily driven by increased flooding and heatwave risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.

Est. cost: High

Learn more

Develop Heatwave Preparedness Plans

Immediate

Implement heatwave early warning systems and establish cooling centers to protect vulnerable populations during extreme heat events.

Est. cost: Medium

Learn more

Enhance Bushfire Prevention Measures

Near-term

Implement bushfire prevention strategies, such as controlled burns and vegetation management, to reduce the risk of bushfires.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce water stress during periods of drought and heatwaves.

Est. cost: Low

Learn more

Upgrade Building Standards

Long-term

Implement building codes that require new buildings to be more resilient to climate change impacts, such as flooding and heatwaves.

Est. cost: High

Learn more

About Garra's Climate Risk Profile

Garra, NSW, is a suburb that faces a number of climate-related challenges. The primary risks are flooding, heatwaves, and bushfires. Due to its location, Garra is susceptible to both riverine and flash flooding during periods of heavy rainfall. Climate change is projected to increase the intensity of rainfall events, leading to a higher risk of flooding in the future.

Heatwaves are another significant concern for Garra. As average temperatures rise, the frequency and severity of heatwaves are expected to increase, posing a threat to vulnerable populations. The urban heat island effect may further exacerbate the impact of heatwaves in densely built areas.

Bushfire risk is also present in Garra, particularly in areas with significant vegetation cover. Drier conditions and higher temperatures can increase the likelihood of bushfires, threatening homes and infrastructure.

While Garra is not directly exposed to coastal risks, the impacts of climate change on other regions can indirectly affect the suburb through economic and social disruptions. It is important for residents and local authorities to take proactive measures to mitigate these risks and adapt to a changing climate.

Addressing these challenges requires a multi-faceted approach, including investments in flood mitigation infrastructure, heatwave preparedness plans, and bushfire prevention strategies. Community engagement and education are also crucial to ensure that residents are aware of the risks and prepared to take appropriate action.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

UNKNOWN

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate risks in Garra?

The main climate risks in Garra are flooding, heatwaves, and bushfires. These risks are expected to increase in the future due to climate change.

How can I prepare for flooding in Garra?

You can prepare for flooding by checking flood maps, elevating your home if possible, and having an emergency plan in place.

What should I do during a heatwave in Garra?

During a heatwave, stay indoors in air-conditioned spaces, drink plenty of water, and avoid strenuous activities.

How can I protect my home from bushfires in Garra?

You can protect your home from bushfires by clearing vegetation around your property, installing fire-resistant materials, and having a bushfire survival plan.

What is the local council doing to address climate change in Garra?

The local council is developing a climate strategy to reduce greenhouse gas emissions and adapt to the impacts of climate change. They are also investing in flood mitigation infrastructure and promoting water conservation.

Where can I find more information about climate change risks in Garra?

You can find more information about climate change risks in Garra on the local council website, the Bureau of Meteorology website, and the NSW Rural Fire Service website.

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