Climate Risk Profile: Gilead, NSW

Gilead, New South Wales· Campbelltown· 2560
Medium Risk
Updated May 2026

Gilead is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves. Bushfire risk is also a concern. Residents should prepare for increasing temperatures and more extreme weather events.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
4.0
Heat
7.0
Coastal
1.0

Climate Hazard Breakdown for Gilead

increasing

Flood

60/100

Gilead faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby waterways. The risk is expected to increase with climate change due to more intense rainfall.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

40/100

Gilead has a moderate bushfire risk due to its proximity to bushland areas. Hot, dry conditions during the bushfire season can increase the likelihood of fire.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Gilead is subject to a high heat risk, with increasing average temperatures and more frequent heatwave events expected. This poses a risk to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Gilead has a very low coastal risk due to its distance from the coast. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Gilead

Detailed Hazard Analysis

heat Risk

70/100

Gilead is subject to a high heat risk, with increasing average temperatures and more frequent heatwave events expected. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

60/100

Gilead faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby waterways. The risk is expected to increase with climate change due to more intense rainfall.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Proximity to waterways

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Gilead has a very low coastal risk due to its distance from the coast. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Gilead has a moderate bushfire risk due to its proximity to bushland areas. Hot, dry conditions during the bushfire season can increase the likelihood of fire.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and prepare a bushfire survival plan.
  • 3.Consider the impact of heatwaves on property comfort and energy costs.
  • 4.Review insurance coverage for flood and bushfire damage.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Bunbury Curran Creek
Elevation Range
60-90m
Flood Zone
Areas near Bunbury Curran Creek are susceptible to flooding.

Historical flood data indicates that properties near the creek have experienced inundation during major rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to some bushland reserves.
Planning Overlay
Some areas are within bushfire prone land.
Bushfire Prone Area
Yes

Check RFS website for specific property risk.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
5 days

Urban areas experience higher temperatures due to the urban heat island effect.

Coastal Evidence

Distance to Coast
50 km
Sea Level Rise Exposure
Not applicable.
Erosion Risk
Not applicable.

Historical Climate Events

2016
floodModerate

Heavy rainfall caused flash flooding in low-lying areas of Campbelltown, including Gilead, resulting in road closures and property damage.

Source
2019
bushfireModerate

Bushfires in the surrounding region caused smoky conditions and increased fire danger in Gilead.

Source
2020
heatwaveModerate

Prolonged heatwave conditions led to increased demand for electricity and put stress on vulnerable populations.

Source
2022
floodMajor

Significant flooding event impacted the region, with some properties in Gilead experiencing water damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat707.7(+0.7)8.2(+1.2)
coastal101.01.0

By 2030, Gilead is projected to experience a moderate increase in overall climate risk, with the most significant impacts from heatwaves and flooding. Bushfire risk is also expected to increase slightly.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Install flood barriers, improve drainage systems, and elevate vulnerable equipment to reduce flood damage.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Clear vegetation around properties, develop a bushfire survival plan, and install fire-resistant building materials.

Est. cost: Low

Learn more

Implement Heatwave Management Strategies

Immediate

Establish cooling centers, provide public education on heatwave safety, and improve building insulation to reduce heat exposure.

Est. cost: Medium

Learn more

Upgrade Infrastructure

Long-term

Upgrade stormwater infrastructure to handle increased rainfall intensity and improve the resilience of essential services to extreme weather events.

Est. cost: High

Learn more

About Gilead's Climate Risk Profile

Gilead, located in the Campbelltown area of New South Wales, is increasingly vulnerable to the impacts of climate change. The primary concerns for this suburb are flooding, heatwaves, and bushfire risk. Changes in rainfall patterns and rising temperatures are expected to exacerbate these risks in the coming decades.

Flooding is a significant concern due to the suburb's proximity to waterways and the potential for heavy rainfall events. Climate change is projected to increase the intensity of rainfall, leading to a higher risk of flash flooding and riverine flooding. Residents should be aware of flood warnings and have a plan in place to protect their property.

Heatwaves are also a growing threat, with average temperatures expected to rise and heatwave events becoming more frequent and intense. This poses a particular risk to vulnerable populations, such as the elderly and those with chronic health conditions. It is important to stay hydrated, seek shelter in air-conditioned environments, and check on neighbors during heatwaves.

Bushfire risk is another factor to consider, especially during the dry summer months. While Gilead is not directly adjacent to large areas of bushland, the risk of fire spreading from nearby areas is present. Residents should maintain their properties to reduce fuel loads and be prepared to evacuate if necessary.

Overall, Gilead faces a range of climate-related challenges that require proactive adaptation measures. By understanding the risks and taking steps to prepare, residents can help to protect themselves and their community from the impacts of climate change.

Data sources: BOM · CSIRO · NSW SES · NSW RFS · Campbelltown City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Gilead?

The main climate change risks in Gilead are flooding, heatwaves, and bushfire risk. These risks are expected to increase in the coming decades due to changes in rainfall patterns and rising temperatures.

How can I prepare my property for flooding in Gilead?

You can prepare your property for flooding by installing flood barriers, improving drainage systems, and elevating vulnerable equipment. It is also important to have a flood plan in place and be aware of flood warnings.

What should I do during a heatwave in Gilead?

During a heatwave, it is important to stay hydrated, seek shelter in air-conditioned environments, and check on neighbors. Vulnerable populations, such as the elderly and those with chronic health conditions, are particularly at risk.

How can I reduce my property's bushfire risk in Gilead?

You can reduce your property's bushfire risk by clearing vegetation around your home, maintaining your property to reduce fuel loads, and having a bushfire survival plan in place.

Where can I find more information about climate change risks in Gilead?

You can find more information about climate change risks in Gilead from the Campbelltown City Council, the NSW State Emergency Service, and the Bureau of Meteorology.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections