Bushfire Risk in Gilgooma, NSW: 2026 Assessment

Gilgooma, New South Wales· UNKNOWN
The area is susceptible to bushfires due to surrounding vegetation.Updated 5 May 2026

Bushfire Risk Score

6.0/10

The area is susceptible to bushfires due to surrounding vegetation.

Key Facts

Bushfire Risk
The area is susceptible to bushfires due to surrounding vegetation.
Trend
increasing
Suburb
Gilgooma, NSW
Overall Risk
Medium
Postcode
2829
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
18.5% of land (bushfire)

Bushfire Risk Analysis

Gilgooma, New South Wales, has a the area is susceptible to bushfires due to surrounding vegetation. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Maintain a defensible space around your property.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Gilgooma, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Gilgooma including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Gilgooma sits within ClimateNest's suburb-level hazard model for bushfire risk. 18.5% of the suburb's land area is mapped in high-risk bushfire zones and 52.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Gilgooma.

On ClimateNest's 0–10 suburb hazard index, Gilgooma scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Gilgooma can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Gilgooma located in Regional NSW (postcode 2829), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Gilgooma.

Across the six hazard axes ClimateNest models, the dominant climate risk in Gilgooma is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Gilgooma, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Gilgooma are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneRefer to NSW RFS maps
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted the region, causing property damage and evacuations.

Adaptation & Mitigation Actions

Prepare a Bushfire Survival Plan

Immediate

Develop and practice a plan for evacuating your property during a bushfire.

Est. cost: Low

Improve Home Cooling

Near-term

Install air conditioning or fans to stay cool during heatwaves.

Est. cost: Medium

Elevate Electrical Equipment

Near-term

Raise electrical equipment above potential flood levels.

Est. cost: Medium

Plant Native Trees

Long-term

Plant native trees to provide shade and reduce the urban heat island effect.

Est. cost: Low

Install rainwater tanks

Long-term

Install rainwater tanks to capture rainwater for later use.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 5 May 2026

Explore Gilgooma Risk Reports

Frequently Asked Questions

Is Gilgooma in a bushfire prone area?

Parts of Gilgooma may be designated as bushfire prone land. Based on available data, Gilgooma has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Gilgooma?

BAL ratings in Gilgooma depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Gilgooma?

Yes, properties in bushfire-prone parts of Gilgooma may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Gilgooma?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Gilgooma?

ClimateNest's suburb model rates Gilgooma's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Gilgooma.

What share of Gilgooma is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.5% of Gilgooma in high-risk zones for bushfire, with a further 52.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Gilgooma Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gilgooma, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections