๐Ÿ“ฎ Gloucester postcode: 2422

Bushfire Risk in Gloucester, NSW: 2026 Assessment

Gloucester, New South Walesยท Mid-Coastยท 2422
The area around Gloucester has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.Updated 7 May 2026

Bushfire Risk Score

4.8/10

The area around Gloucester has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The area around Gloucester has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Gloucester, NSW
Overall Risk
Medium
Postcode
2422
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
18.2% of land (bushfire)

Bushfire Risk Analysis

Gloucester, New South Wales, has a the area around gloucester has a moderate bushfire risk due to surrounding bushland. drier conditions and higher temperatures could increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Much of the area surrounding Gloucester is designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Gloucester, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Gloucester including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Gloucester sits within ClimateNest's suburb-level hazard model for bushfire risk. 18.2% of the suburb's land area is mapped in high-risk bushfire zones and 75.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Gloucester.

On ClimateNest's 0โ€“10 suburb hazard index, Gloucester scores 3 for bushfire risk โ€” a lower exposure relative to the Australian suburb range. For comparison, properties in Gloucester can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Gloucester located in Regional (postcode 2422), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Gloucester.

Across the six hazard axes ClimateNest models, the dominant climate risk in Gloucester is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Gloucester, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Gloucester are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires threatened properties in the surrounding area, requiring evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and developing evacuation plans.

Est. cost: Medium

Heatwave Management Plan

Near-term

Develop a heatwave management plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to address potential water shortages during droughts.

Est. cost: Low

Community Education Programs

Near-term

Implement community education programs to raise awareness about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Mid-Coast Council
Emergency Services

Data last updated: 7 May 2026

Explore Gloucester Risk Reports

Frequently Asked Questions

Is Gloucester in a bushfire prone area?

Parts of Gloucester may be designated as bushfire prone land. Based on available data, Gloucester has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Gloucester?

BAL ratings in Gloucester depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Gloucester?

Yes, properties in bushfire-prone parts of Gloucester may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Gloucester?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Gloucester?

ClimateNest's suburb model rates Gloucester's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Gloucester.

What share of Gloucester is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.2% of Gloucester in high-risk zones for bushfire, with a further 75.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Gloucester Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gloucester, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections