Flood Risk in Gowrie, NSW: 2026 Assessment

Gowrie, New South Wales· UNKNOWN
Gowrie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local drainage capacity and proximity to waterways contribute to this risk.Updated 22 May 2026

Flood Risk Score

4.5/10

Gowrie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local drainage capacity and proximity to waterways contribute to this risk.

Key Facts

Flood Risk
Gowrie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local drainage capacity and proximity to waterways contribute to this risk.
Trend
increasing
Suburb
Gowrie, NSW
Overall Risk
Medium
Postcode
2330
Highest high-risk exposure
11% of land (surface flood)

Flood Risk Analysis

Gowrie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local council has identified areas prone to flash flooding during intense rainfall events.

Gowrie faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local drainage capacity and proximity to waterways contribute to this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Gowrie sits within ClimateNest's suburb-level hazard model for flood risk. 10.4% of the suburb's land area is mapped in high-risk flood zones and 66.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Gowrie.

Gowrie (postcode 2330) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11% of land in high-risk zones), riverine flood (10.4% of land in high-risk zones), bushfire (7% of land in high-risk zones). Exposure is not uniform across Gowrie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage channels
Elevation RangeVariable, ranging from flat to gently sloping areas
Flood Zone ClassificationPotentially affected areas near waterways

Historical Events

2011
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Gowrie, affecting some residential properties.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Bushfire Mitigation Measures

Immediate

Implement bushfire mitigation strategies, such as vegetation management and community education programs, to reduce the risk of property damage.

Est. cost: Medium

Heatwave Preparedness Plan

Near-term

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events, including establishing cooling centers and providing public health advice.

Est. cost: Low

Community Awareness Programs

Long-term

Conduct community awareness programs to educate residents about climate risks and promote individual preparedness measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 22 May 2026

Explore Gowrie Risk Reports

Frequently Asked Questions

Is Gowrie at risk of flooding?

Based on available data, Gowrie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Gowrie?

Insurance costs for flood cover in Gowrie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Gowrie?

Yes, flood risk can affect property values in Gowrie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Gowrie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Gowrie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Gowrie is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11% of Gowrie in high-risk zones for surface flood, with a further 72.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Gowrie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gowrie, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections