Bushfire Risk in Grafton, NSW: 2026 Assessment

Grafton, New South Wales· UNKNOWN
Areas surrounding Grafton are prone to bushfires, particularly during dry periods. Climate change is projected to increase the length and severity of fire seasons, increasing bushfire risk.Updated 8 Mar 2026

Bushfire Risk Score

6.0/10

Areas surrounding Grafton are prone to bushfires, particularly during dry periods. Climate change is projected to increase the length and severity of fire seasons, increasing bushfire risk.

Key Facts

Bushfire Risk
Areas surrounding Grafton are prone to bushfires, particularly during dry periods. Climate change is projected to increase the length and severity of fire seasons, increasing bushfire risk.
Trend
increasing
Suburb
Grafton, NSW
Overall Risk
High
Postcode
2460
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
13.2% of land (surface flood)

Bushfire Risk Analysis

Grafton, New South Wales, has a areas surrounding grafton are prone to bushfires, particularly during dry periods. climate change is projected to increase the length and severity of fire seasons, increasing bushfire risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Areas surrounding Grafton are designated as bushfire prone, requiring specific building standards and land management practices.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Grafton, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Grafton including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Grafton sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.4% of the suburb's land area is mapped in high-risk bushfire zones and 76.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Grafton.

On ClimateNest's 0–10 suburb hazard index, Grafton scores 3 for bushfire risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Grafton can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Grafton located in Regional (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Grafton.

Across the six hazard axes ClimateNest models, the dominant climate risk in Grafton is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Grafton, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Grafton are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneBushfire Prone Area
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires impacted areas surrounding Grafton, leading to evacuations and property damage.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Immediate

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Implement Bushfire Management Strategies

Near-term

Reduce fuel loads and improve firebreaks to protect properties from bushfires.

Est. cost: Medium

Develop Heatwave Preparedness Plans

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water-saving practices to reduce the impact of droughts and water scarcity.

Est. cost: Low

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 8 March 2026

Explore Grafton Risk Reports

Frequently Asked Questions

Is Grafton in a bushfire prone area?

Parts of Grafton may be designated as bushfire prone land. Based on available data, Grafton has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Grafton?

BAL ratings in Grafton depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Grafton?

Yes, properties in bushfire-prone parts of Grafton may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Grafton?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Grafton?

ClimateNest's suburb model rates Grafton's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Grafton.

What share of Grafton is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 13.2% of Grafton in high-risk zones for surface flood, with a further 73.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Grafton Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Grafton, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections