Bushfire Risk in Gum Scrub, NSW: 2026 Assessment

Gum Scrub, New South Wales· UNKNOWN
Gum Scrub has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. The area is susceptible to bushfires during the fire season.Updated 10 May 2026

Bushfire Risk Score

7.0/10

Gum Scrub has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. The area is susceptible to bushfires during the fire season.

Key Facts

Bushfire Risk
Gum Scrub has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. The area is susceptible to bushfires during the fire season.
Trend
increasing
Suburb
Gum Scrub, NSW
Overall Risk
Medium
Postcode
2441
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
11.7% of land (surface flood)

Bushfire Risk Analysis

Gum Scrub, New South Wales, has a gum scrub has a high bushfire risk due to its proximity to bushland and prevailing dry conditions. the area is susceptible to bushfires during the fire season. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should maintain a defensible space around their properties.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Gum Scrub, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Gum Scrub including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Gum Scrub sits within ClimateNest's suburb-level hazard model for bushfire risk. 7% of the suburb's land area is mapped in high-risk bushfire zones and 85.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Gum Scrub.

On ClimateNest's 0–10 suburb hazard index, Gum Scrub scores 3 for bushfire risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Gum Scrub can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Gum Scrub located in Regional (postcode 2441), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Gum Scrub.

Across the six hazard axes ClimateNest models, the dominant climate risk in Gum Scrub is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Gum Scrub, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Gum Scrub are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneCheck NSW RFS website for bushfire prone area overlay
Bushfire Prone AreaYes

Historical Events

2020
Major

Significant bushfires affected the region, leading to widespread damage and evacuations.

2013
Moderate

Bushfires impacted the region, causing property damage and evacuations.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Bushfire Mitigation Measures

Immediate

Implement bushfire mitigation measures, such as controlled burns and vegetation management, to reduce bushfire risk.

Est. cost: Medium

Heatwave Preparedness Plan

Near-term

Develop and implement a heatwave preparedness plan to protect vulnerable populations during heatwave events.

Est. cost: Low

Community Education Programs

Long-term

Conduct community education programs to raise awareness about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 10 May 2026

Explore Gum Scrub Risk Reports

Frequently Asked Questions

Is Gum Scrub in a bushfire prone area?

Parts of Gum Scrub may be designated as bushfire prone land. Based on available data, Gum Scrub has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Gum Scrub?

BAL ratings in Gum Scrub depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Gum Scrub?

Yes, properties in bushfire-prone parts of Gum Scrub may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Gum Scrub?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Gum Scrub?

ClimateNest's suburb model rates Gum Scrub's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Gum Scrub.

What share of Gum Scrub is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.7% of Gum Scrub in high-risk zones for surface flood, with a further 66% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Gum Scrub Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gum Scrub, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections