Bushfire Risk in Gumma, NSW: 2026 Assessment

Gumma, New South Wales· UNKNOWN
The bushfire risk in Gumma is moderate, with surrounding bushland posing a threat during dry periods and high winds. Grassfires can also be a concern.Updated 23 May 2026

Bushfire Risk Score

4.2/10

The bushfire risk in Gumma is moderate, with surrounding bushland posing a threat during dry periods and high winds. Grassfires can also be a concern.

Key Facts

Bushfire Risk
The bushfire risk in Gumma is moderate, with surrounding bushland posing a threat during dry periods and high winds. Grassfires can also be a concern.
Trend
increasing
Suburb
Gumma, NSW
Overall Risk
Medium
Postcode
2447
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
9.5% of land (surface flood)

Bushfire Risk Analysis

Gumma, New South Wales, has a the bushfire risk in gumma is moderate, with surrounding bushland posing a threat during dry periods and high winds. grassfires can also be a concern. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards for new constructions.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Gumma, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Gumma including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Gumma sits within ClimateNest's suburb-level hazard model for bushfire risk. 8.3% of the suburb's land area is mapped in high-risk bushfire zones and 69.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Gumma.

On ClimateNest's 0–10 suburb hazard index, Gumma scores 3 for bushfire risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Gumma can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Gumma located in Regional (postcode 2447), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Gumma.

Across the six hazard axes ClimateNest models, the dominant climate risk in Gumma is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Gumma, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Gumma are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to state forests
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the Nambucca Valley region caused significant smoke haze and required local evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage infrastructure and flood levees to protect properties from flooding.

Est. cost: High

Implement Heat Action Plan

Immediate

Develop and implement a heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Bushfire Preparedness Programs

Near-term

Enhance community bushfire preparedness programs and provide support for property owners to reduce fuel loads.

Est. cost: Medium

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand the impacts of climate change, including roads, bridges, and power grids.

Est. cost: Very High

Council & Emergency Services

Nambucca Valley Council
Emergency Services

Data last updated: 23 May 2026

Explore Gumma Risk Reports

Frequently Asked Questions

Is Gumma in a bushfire prone area?

Parts of Gumma may be designated as bushfire prone land. Based on available data, Gumma has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Gumma?

BAL ratings in Gumma depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Gumma?

Yes, properties in bushfire-prone parts of Gumma may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Gumma?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Gumma?

ClimateNest's suburb model rates Gumma's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Gumma.

What share of Gumma is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.5% of Gumma in high-risk zones for surface flood, with a further 79.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Gumma Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gumma, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections