Bushfire Risk in Hargraves, NSW: 2026 Assessment

Hargraves, New South Wales· UNKNOWN
Hargraves has a high bushfire risk due to its proximity to extensive bushland and prevailing dry conditions, especially during the summer months. The risk is further increased by strong winds and dry vegetation.Updated 22 May 2026

Bushfire Risk Score

7.0/10

Hargraves has a high bushfire risk due to its proximity to extensive bushland and prevailing dry conditions, especially during the summer months. The risk is further increased by strong winds and dry vegetation.

Key Facts

Bushfire Risk
Hargraves has a high bushfire risk due to its proximity to extensive bushland and prevailing dry conditions, especially during the summer months. The risk is further increased by strong winds and dry vegetation.
Trend
increasing
Suburb
Hargraves, NSW
Overall Risk
Medium
Postcode
2850
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
9.5% of land (surface flood)

Bushfire Risk Analysis

Hargraves, New South Wales, has a hargraves has a high bushfire risk due to its proximity to extensive bushland and prevailing dry conditions, especially during the summer months. the risk is further increased by strong winds and dry vegetation. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The suburb is surrounded by bushland, increasing the risk of bushfires.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Hargraves, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Hargraves including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Hargraves sits within ClimateNest's suburb-level hazard model for bushfire risk. 6.6% of the suburb's land area is mapped in high-risk bushfire zones and 82.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Hargraves.

On ClimateNest's 0–10 suburb hazard index, Hargraves scores 3 for bushfire risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Hargraves can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Hargraves located in Regional (postcode 2850), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Hargraves.

Across the six hazard axes ClimateNest models, the dominant climate risk in Hargraves is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Hargraves, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Hargraves are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneNSW RFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2020
Major

The Black Summer bushfires impacted the region around Hargraves, causing significant damage and disruption.

2013
Moderate

A bushfire near Hargraves threatened properties and required emergency response.

Adaptation & Mitigation Actions

Bushfire Preparedness

Immediate

Implement bushfire preparedness measures, including clearing vegetation around properties, developing a bushfire survival plan, and installing firebreaks.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop and implement a heatwave action plan to protect vulnerable populations, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Medium

Flood Mitigation Measures

Near-term

Invest in flood mitigation measures, such as improving drainage infrastructure, constructing levees, and implementing early warning systems.

Est. cost: High

Water Conservation

Long-term

Promote water conservation measures to reduce water demand during periods of drought and heatwaves.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 22 May 2026

Explore Hargraves Risk Reports

Frequently Asked Questions

Is Hargraves in a bushfire prone area?

Parts of Hargraves may be designated as bushfire prone land. Based on available data, Hargraves has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Hargraves?

BAL ratings in Hargraves depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Hargraves?

Yes, properties in bushfire-prone parts of Hargraves may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Hargraves?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Hargraves?

ClimateNest's suburb model rates Hargraves's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Hargraves.

What share of Hargraves is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.5% of Hargraves in high-risk zones for surface flood, with a further 64.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Hargraves Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Hargraves, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections