📮 Holbrook postcode: 2644

Is Holbrook, NSW Climate Safe? 2026 Assessment

Holbrook, New South Wales· Greater Hume Shire Council· 2644
Moderate climate risk — address-specificUpdated 8 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Holbrook faces a moderate risk of flooding, primarily from local creeks and heavy rainfall events. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.
Bushfire
The area around Holbrook has a moderate bushfire risk due to surrounding grasslands and bushland. Drier conditions and higher temperatures are projected to increase the frequency and intensity of bushfires.
Heat
Holbrook is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2644
Highest high-risk exposure
11% of land (riverine flood)

Climate Safety Analysis

Holbrook in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Holbrook's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Holbrook is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Holbrook including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Holbrook (postcode 2644) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (11% of land in high-risk zones), surface flood (9.5% of land in high-risk zones), bushfire (9.3% of land in high-risk zones). Exposure is not uniform across Holbrook — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km of town boundary
BAL OverlayRefer to NSW RFS bushfire prone land maps.
Nearest WaterwayTen Mile Creek
Flood ZoneAreas near Ten Mile Creek are susceptible to flooding.
Avg January Max32 °C

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and required residents to be prepared for potential evacuation.

2013
Moderate

A prolonged heatwave resulted in increased hospital admissions for heat-related illnesses.

2012
Moderate

Heavy rainfall caused flash flooding in Holbrook, affecting several homes and businesses.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Bushfire Preparedness Programs

Immediate

Implement community education programs on bushfire preparedness and evacuation procedures.

Est. cost: Low

Heatwave Early Warning System

Near-term

Establish a heatwave early warning system to alert vulnerable residents and provide access to cooling centers.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to mitigate the impacts of drought and heatwaves.

Est. cost: Low

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 8 May 2026

Explore Holbrook Risk Reports

Frequently Asked Questions

Is Holbrook safe from climate change?

No location in Australia is entirely immune to climate change impacts. Holbrook has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Holbrook?

The dominant hazard for Holbrook depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Holbrook compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Holbrook?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Holbrook?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Holbrook.

What share of Holbrook is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 11% of Holbrook in high-risk zones for riverine flood, with a further 72.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Holbrook Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Holbrook, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections