๐Ÿ“ฎ Holroyd postcode: 2142

Flood Risk in Holroyd, NSW: 2026 Assessment

Holroyd, New South Walesยท UNKNOWNยท 2142
Holroyd faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 10 May 2026

Flood Risk Score

6.0/10

Holroyd faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Holroyd faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Holroyd, NSW
Overall Risk
Medium
Postcode
2142
Highest high-risk exposure
23% of land (bushfire)

Flood Risk Analysis

Holroyd, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Some areas near Duck River are prone to flash flooding.

Holroyd faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Holroyd sits within ClimateNest's suburb-level hazard model for flood risk. 9.4% of the suburb's land area is mapped in high-risk flood zones and 67.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Holroyd.

Holroyd (postcode 2142) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (23% of land in high-risk zones), riverine flood (9.4% of land in high-risk zones), surface flood (7.3% of land in high-risk zones). Exposure is not uniform across Holroyd โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayDuck River
Elevation Range20-40m
Flood Zone ClassificationPartially within a flood zone

Historical Events

2022
Moderate

Significant flooding occurred in the Holroyd area due to heavy rainfall, causing property damage and disruptions to transportation.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement heatwave early warning system

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Medium

Increase tree canopy cover

Long-term

Plant more trees to provide shade and reduce the urban heat island effect.

Est. cost: Medium

Retrofit homes for energy efficiency

Near-term

Encourage residents to improve the energy efficiency of their homes to reduce energy consumption and greenhouse gas emissions.

Est. cost: Medium

Council & Emergency Services

Cumberland City Council
Emergency Services

Data last updated: 10 May 2026

Explore Holroyd Risk Reports

Frequently Asked Questions

Is Holroyd at risk of flooding?

Based on available data, Holroyd has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Holroyd?

Insurance costs for flood cover in Holroyd depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Holroyd?

Yes, flood risk can affect property values in Holroyd. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Holroyd?

Elevation is a critical factor in flood risk. Properties at higher elevations within Holroyd typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Holroyd is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 23% of Holroyd in high-risk zones for bushfire, with a further 51.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Holroyd Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Holroyd, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections