Bushfire Risk in Holts Flat, NSW: 2026 Assessment

Holts Flat, New South Wales· UNKNOWN
The area around Holts Flat has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.Updated 2 May 2026

Bushfire Risk Score

4.2/10

The area around Holts Flat has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
The area around Holts Flat has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Holts Flat, NSW
Overall Risk
Medium
Postcode
2631
Highest high-risk exposure
17.5% of land (bushfire)

Bushfire Risk Analysis

Holts Flat, New South Wales, has a the area around holts flat has a moderate bushfire risk due to surrounding vegetation. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Maintain property to reduce fire hazards.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Holts Flat, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Holts Flat including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Holts Flat sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.5% of the suburb's land area is mapped in high-risk bushfire zones and 76.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Holts Flat.

Holts Flat (postcode 2631) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.5% of land in high-risk zones), surface flood (11.2% of land in high-risk zones), riverine flood (10.3% of land in high-risk zones). Exposure is not uniform across Holts Flat — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandVariable, some properties adjacent to bushland
BAL Overlay / ZoneCheck NSW RFS website
Bushfire Prone AreaYes

Historical Events

2019
Major

Widespread bushfires impacted the region, causing significant damage and loss of property.

2013
Moderate

Bushfires in the surrounding area threatened properties and required evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood barriers and drainage improvements to protect properties from increased flood risk.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Clear vegetation around properties, develop evacuation plans, and install fire-resistant materials.

Est. cost: Low

Implement Heatwave Action Plan

Immediate

Establish cooling centers, provide public education on heatwave safety, and ensure access to water and shade.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events, including power grids and transportation networks.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 2 May 2026

Explore Holts Flat Risk Reports

Frequently Asked Questions

Is Holts Flat in a bushfire prone area?

Parts of Holts Flat may be designated as bushfire prone land. Based on available data, Holts Flat has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Holts Flat?

BAL ratings in Holts Flat depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Holts Flat?

Yes, properties in bushfire-prone parts of Holts Flat may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Holts Flat?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Holts Flat is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.5% of Holts Flat in high-risk zones for bushfire, with a further 76.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Holts Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Holts Flat, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections