Bushfire Risk in Horsfield Bay, NSW: 2026 Assessment
Bushfire Risk Score
4.0/10The risk of bushfires in Horsfield Bay is moderate, given the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Key Facts
- Bushfire Risk
- The risk of bushfires in Horsfield Bay is moderate, given the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
- Trend
- increasing
- Suburb
- Horsfield Bay, NSW
- Overall Risk
- Medium
- Postcode
- 2256
- Highest high-risk exposure
- 20.3% of land (bushfire)
Bushfire Risk Analysis
Horsfield Bay, New South Wales, has a the risk of bushfires in horsfield bay is moderate, given the surrounding bushland. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
The suburb is adjacent to significant bushland, increasing bushfire risk.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Horsfield Bay, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Horsfield Bay including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Horsfield Bay sits within ClimateNest's suburb-level hazard model for bushfire risk. 20.3% of the suburb's land area is mapped in high-risk bushfire zones and 67.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Horsfield Bay.
Horsfield Bay (postcode 2256) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (20.3% of land in high-risk zones), riverine flood (10.2% of land in high-risk zones), surface flood (6.4% of land in high-risk zones). Exposure is not uniform across Horsfield Bay — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Bushfires in the region caused smoky conditions and increased fire risk.
Adaptation & Mitigation Actions
Improve Drainage Infrastructure
Near-termUpgrade drainage systems to handle increased rainfall and reduce flood risk.
Est. cost: Medium
Develop a Heatwave Management Plan
ImmediateImplement a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.
Est. cost: Low
Strengthen Bushfire Defenses
Near-termImplement measures to reduce bushfire risk, such as clearing vegetation around homes and creating firebreaks.
Est. cost: Medium
Protect Coastal Areas
Long-termImplement measures to protect coastal areas from erosion and inundation, such as building seawalls and restoring natural habitats.
Est. cost: High
Council & Emergency Services
Explore Horsfield Bay Risk Reports
View other climate risk assessments for Horsfield Bay:
Frequently Asked Questions
Is Horsfield Bay in a bushfire prone area?
Parts of Horsfield Bay may be designated as bushfire prone land. Based on available data, Horsfield Bay has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Horsfield Bay?
BAL ratings in Horsfield Bay depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Horsfield Bay?
Yes, properties in bushfire-prone parts of Horsfield Bay may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Horsfield Bay?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What share of Horsfield Bay is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 20.3% of Horsfield Bay in high-risk zones for bushfire, with a further 67.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Horsfield Bay Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Horsfield Bay, New South Wales, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections