๐Ÿ“ฎ Humula postcode: 2729

Flood Risk in Humula, NSW: 2026 Assessment

Humula, New South Walesยท Snowy Valleysยท 2729
Humula faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of local creeks and waterways. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.Updated 8 May 2026

Flood Risk Score

4.5/10

Humula faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of local creeks and waterways. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

Key Facts

Flood Risk
Humula faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of local creeks and waterways. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.
Trend
increasing
Suburb
Humula, NSW
Overall Risk
Medium
Postcode
2652
Highest high-risk exposure
9.9% of land (bushfire)

Flood Risk Analysis

Humula, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local creeks and waterways are prone to flooding during heavy rainfall events.

Humula faces a moderate risk of flooding, primarily from heavy rainfall events and the overflow of local creeks and waterways. Climate change is expected to increase the intensity of rainfall, potentially exacerbating flood risks.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Humula sits within ClimateNest's suburb-level hazard model for flood risk. 6.9% of the suburb's land area is mapped in high-risk flood zones and 87.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Humula.

Humula (postcode 2652) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.9% of land in high-risk zones), riverine flood (6.9% of land in high-risk zones), surface flood (5.2% of land in high-risk zones). Exposure is not uniform across Humula โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTumut River
Elevation Range300-400m
Flood Zone ClassificationLow-lying areas near creeks

Historical Events

2016
Moderate

Heavy rainfall caused flooding in low-lying areas, inundating homes and businesses.

2010
Minor

Minor flooding occurred due to heavy rainfall, affecting local roads and infrastructure.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Implement community-wide bushfire preparedness programs, including fuel reduction and evacuation planning.

Est. cost: Medium

Upgrade Drainage Infrastructure

Near-term

Invest in upgrading drainage infrastructure to mitigate flood risks from increased rainfall intensity.

Est. cost: High

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation practices to address potential water scarcity issues due to climate change.

Est. cost: Low

Council & Emergency Services

Snowy Valleys Council
Emergency Services

Data last updated: 8 May 2026

Explore Humula Risk Reports

Frequently Asked Questions

Is Humula at risk of flooding?

Based on available data, Humula has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Humula?

Insurance costs for flood cover in Humula depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Humula?

Yes, flood risk can affect property values in Humula. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Humula?

Elevation is a critical factor in flood risk. Properties at higher elevations within Humula typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Humula is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.9% of Humula in high-risk zones for bushfire, with a further 60.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Humula Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Humula, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections