Bushfire Risk in Illaroo, NSW: 2026 Assessment

Illaroo, New South Wales· Shoalhaven
The risk of bushfire in Illaroo is moderate, given the surrounding bushland. Drier conditions and higher temperatures are projected to increase bushfire frequency and intensity.Updated 31 May 2026

Bushfire Risk Score

4.0/10

The risk of bushfire in Illaroo is moderate, given the surrounding bushland. Drier conditions and higher temperatures are projected to increase bushfire frequency and intensity.

Key Facts

Bushfire Risk
The risk of bushfire in Illaroo is moderate, given the surrounding bushland. Drier conditions and higher temperatures are projected to increase bushfire frequency and intensity.
Trend
increasing
Suburb
Illaroo, NSW
Overall Risk
Medium
Postcode
2540
Highest high-risk exposure
10.9% of land (bushfire)

Bushfire Risk Analysis

Illaroo, New South Wales, has a the risk of bushfire in illaroo is moderate, given the surrounding bushland. drier conditions and higher temperatures are projected to increase bushfire frequency and intensity. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check RFS website for current fire danger ratings.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Illaroo, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Illaroo including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Illaroo sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.9% of the suburb's land area is mapped in high-risk bushfire zones and 63.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Illaroo.

Illaroo (postcode 2540) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.9% of land in high-risk zones), surface flood (9.3% of land in high-risk zones), riverine flood (3.7% of land in high-risk zones). Exposure is not uniform across Illaroo — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneBushfire prone area overlay
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires impacted areas near Illaroo, requiring evacuations.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and flood barriers.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement community education programs and improve bushfire management practices.

Est. cost: Low

Develop Heat Action Plan

Immediate

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Plan for Coastal Adaptation

Long-term

Develop strategies to manage the impacts of sea level rise and coastal erosion, such as managed retreat or coastal protection measures.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water-saving practices to reduce strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 31 May 2026

Explore Illaroo Risk Reports

Frequently Asked Questions

Is Illaroo in a bushfire prone area?

Parts of Illaroo may be designated as bushfire prone land. Based on available data, Illaroo has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Illaroo?

BAL ratings in Illaroo depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Illaroo?

Yes, properties in bushfire-prone parts of Illaroo may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Illaroo?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Illaroo is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.9% of Illaroo in high-risk zones for bushfire, with a further 63.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Illaroo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Illaroo, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections