๐Ÿ“ฎ Iluka postcode: 2466

Flood Risk in Iluka, NSW: 2026 Assessment

Iluka, New South Walesยท Clarence Valleyยท 2466
Iluka faces a moderate risk of flooding due to its proximity to the Clarence River and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate flood risk.Updated 4 May 2026

Flood Risk Score

6.5/10

Iluka faces a moderate risk of flooding due to its proximity to the Clarence River and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate flood risk.

Key Facts

Flood Risk
Iluka faces a moderate risk of flooding due to its proximity to the Clarence River and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate flood risk.
Trend
increasing
Suburb
Iluka, NSW
Overall Risk
Medium
Postcode
2466
Highest high-risk exposure
13.9% of land (bushfire)

Flood Risk Analysis

Iluka, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted Iluka, highlighting the vulnerability of the area.

Iluka faces a moderate risk of flooding due to its proximity to the Clarence River and low-lying areas. Increased rainfall intensity and sea-level rise are expected to exacerbate flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Iluka sits within ClimateNest's suburb-level hazard model for flood risk. 3.1% of the suburb's land area is mapped in high-risk flood zones and 91.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Iluka.

Iluka (postcode 2466) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.9% of land in high-risk zones), surface flood (7.9% of land in high-risk zones), extreme wind (4.4% of land in high-risk zones). Exposure is not uniform across Iluka โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayClarence River
Elevation Range0-10 meters
Flood Zone ClassificationAreas adjacent to the Clarence River are designated as flood zones.

Historical Events

2023
Moderate

Heavy rainfall caused moderate flooding in low-lying areas, impacting some residents and businesses.

2013
Moderate

The Clarence River experienced moderate flooding, impacting low-lying areas of Iluka.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood defenses, such as levees and drainage improvements, to protect low-lying areas from flooding.

Est. cost: High

Bushfire Mitigation

Near-term

Implement bushfire mitigation measures, such as vegetation management and fire breaks, to reduce the risk of bushfires.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan to protect vulnerable populations during heatwaves.

Est. cost: Low

Coastal Protection

Long-term

Implement coastal protection measures, such as beach nourishment and seawalls, to protect against coastal erosion and inundation.

Est. cost: Very High

Community Education

Immediate

Educate the community about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 4 May 2026

Explore Iluka Risk Reports

Frequently Asked Questions

Is Iluka at risk of flooding?

Based on available data, Iluka has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Iluka?

Insurance costs for flood cover in Iluka depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Iluka?

Yes, flood risk can affect property values in Iluka. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Iluka?

Elevation is a critical factor in flood risk. Properties at higher elevations within Iluka typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Iluka is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.9% of Iluka in high-risk zones for bushfire, with a further 62.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Iluka Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Iluka, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections