Climate Risk Assessment for Jembaicumbene, NSW

Jembaicumbene, New South Wales· 2622
Medium Risk
Updated May 2026

Jembaicumbene faces moderate risks from flooding and heatwaves, with bushfire risk also a concern. Climate change is expected to exacerbate these risks, particularly increasing the intensity of floods and the frequency of heatwaves.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Jembaicumbene

increasing

Flood

65/100

Jembaicumbene faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

40/100

The area around Jembaicumbene has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Key drivers:

  • ·Drier conditions
  • ·Higher temperatures
increasing

Heat

60/100

Jembaicumbene is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Jembaicumbene is not directly exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Jembaicumbene

Detailed Hazard Analysis

heat Risk

60/100

Jembaicumbene is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Jembaicumbene faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Increased rainfall intensity could exacerbate flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Jembaicumbene is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area around Jembaicumbene has a moderate bushfire risk due to surrounding bushland. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Drier conditions
  • ·Higher temperatures
  • ·Fuel load

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Increased premiums possible due to flood and bushfire risks.

Price Impact

Potential for moderate price impacts due to increased risk.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider energy efficiency for cooling during heatwaves.
  • 4.Review insurance options and potential premium increases.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Jembaicumbene Creek
Elevation Range
600-650m
Flood Zone
Low to moderate risk areas identified

Historical flood data indicates past events along Jembaicumbene Creek.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland areas
Planning Overlay
Likely bushfire prone area
Bushfire Prone Area
Yes

Review local RFS guidelines for property protection measures.

Heat Evidence

Avg January Max Temp
30°C
Heat Stress Days/Year
2 days

Monitor BOM forecasts for heatwave warnings.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2010
floodModerate

Significant flooding along Jembaicumbene Creek affected low-lying properties.

Source
2013
bushfireMinor

Bushfire near Jembaicumbene, contained by RFS.

Source
2017
heatwaveModerate

Prolonged heatwave with temperatures exceeding 35°C for several days.

Source
2020
floodMinor

Localized flooding after heavy rainfall.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday20302050
flood656.9(+0.4)7.2(+0.7)
bushfire404.2(+0.2)4.5(+0.5)
heat606.5(+0.5)7.0(+1.0)
coastal101.01.0

Under a moderate emissions scenario, Jembaicumbene is projected to experience a slight increase in overall climate risk, primarily driven by increased flood and heatwave risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from flood damage.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Immediate

Clear vegetation around properties, develop bushfire survival plans, and ensure access to water for firefighting.

Est. cost: Low

Learn more

Promote Heatwave Awareness

Near-term

Establish cooling centers, educate residents about heat-safe practices, and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Water Conservation Measures

Long-term

Implement water-saving technologies and practices to reduce water consumption and ensure water security during droughts.

Est. cost: Medium

Learn more

About Jembaicumbene's Climate Risk Profile

Jembaicumbene, located in New South Wales, is subject to several climate-related risks. The primary concerns are flooding due to its proximity to waterways, and increasing heatwave frequency and intensity. Bushfire risk is also present due to the surrounding bushland. These risks are projected to worsen with climate change, potentially impacting property values and community well-being.

Flooding is a significant concern for Jembaicumbene. Increased rainfall intensity, driven by climate change, could lead to more frequent and severe flood events. This poses a threat to homes, businesses, and infrastructure in low-lying areas. Effective flood management strategies and infrastructure improvements are crucial to mitigate these risks.

Heatwaves are another growing threat. Rising average temperatures and more frequent heatwaves can have serious health impacts, particularly for the elderly and those with pre-existing conditions. Ensuring access to cooling centers and promoting heat-safe practices are important adaptation measures.

While Jembaicumbene is not a coastal suburb, it is still important to consider the broader impacts of climate change. Changes in rainfall patterns and increased temperatures can affect agriculture and water resources in the region. Sustainable land management practices and water conservation efforts are essential for building resilience.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Jembaicumbene?

The main risks are increased flooding, more frequent and intense heatwaves, and a moderate risk of bushfires. These risks are projected to worsen with climate change.

How will climate change affect property values in Jembaicumbene?

Increased climate risks, particularly flooding and bushfires, could potentially lead to moderate price impacts on properties in vulnerable areas.

What can I do to protect my home from flooding in Jembaicumbene?

Consider installing flood barriers, improving drainage around your property, and ensuring your home is adequately insured against flood damage.

How can I prepare for heatwaves in Jembaicumbene?

Stay informed about heatwave warnings, stay hydrated, seek refuge in air-conditioned spaces, and check on vulnerable neighbors and family members.

Where can I find more information about bushfire safety in Jembaicumbene?

Visit the NSW Rural Fire Service (RFS) website for information on bushfire preparedness, fire danger ratings, and bushfire survival plans.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections