Flood Risk in Jones Island, NSW: 2026 Assessment

Jones Island, New South Wales· UNKNOWN
Jones Island is susceptible to flooding due to its low-lying areas and proximity to waterways. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.Updated 8 May 2026

Flood Risk Score

6.0/10

Jones Island is susceptible to flooding due to its low-lying areas and proximity to waterways. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.

Key Facts

Flood Risk
Jones Island is susceptible to flooding due to its low-lying areas and proximity to waterways. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.
Trend
increasing
Suburb
Jones Island, NSW
Overall Risk
Medium
Postcode
2430
Highest high-risk exposure
11.8% of land (bushfire)

Flood Risk Analysis

Jones Island, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates regular inundation of low-lying areas.

Jones Island is susceptible to flooding due to its low-lying areas and proximity to waterways. Increased rainfall intensity and sea level rise are expected to exacerbate flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Jones Island sits within ClimateNest's suburb-level hazard model for flood risk. 5.2% of the suburb's land area is mapped in high-risk flood zones and 66% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Jones Island.

Jones Island (postcode 2430) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.8% of land in high-risk zones), surface flood (5.4% of land in high-risk zones), riverine flood (5.2% of land in high-risk zones). Exposure is not uniform across Jones Island — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayManning River
Elevation Range0-5 meters
Flood Zone ClassificationLikely

Historical Events

2020
Minor

Minor flooding event impacted low-lying areas.

2013
Moderate

Major flooding of the Manning River caused widespread inundation of low-lying areas on Jones Island.

Adaptation & Mitigation Actions

Upgrade flood defenses

Near-term

Invest in seawalls and drainage systems to protect against rising sea levels and increased rainfall.

Est. cost: High

Develop a heatwave management plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Relocate critical infrastructure

Long-term

Move essential services and infrastructure away from areas at high risk of flooding and coastal erosion.

Est. cost: Very High

Promote water conservation

Near-term

Encourage residents and businesses to reduce water consumption to mitigate the impacts of drought and water scarcity.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Jones Island Risk Reports

Frequently Asked Questions

Is Jones Island at risk of flooding?

Based on available data, Jones Island has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Jones Island?

Insurance costs for flood cover in Jones Island depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Jones Island?

Yes, flood risk can affect property values in Jones Island. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Jones Island?

Elevation is a critical factor in flood risk. Properties at higher elevations within Jones Island typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Jones Island is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.8% of Jones Island in high-risk zones for bushfire, with a further 75.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Jones Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Jones Island, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections