Flood Risk in Kellys Plains, NSW: 2026 Assessment

Kellys Plains, New South Wales· UNKNOWN
Kellys Plains faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.Updated 13 Apr 2026

Flood Risk Score

4.0/10

Kellys Plains faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.

Key Facts

Flood Risk
Kellys Plains faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.
Trend
increasing
Suburb
Kellys Plains, NSW
Overall Risk
Medium
Postcode
2350
Highest high-risk exposure
11% of land (bushfire)

Flood Risk Analysis

Kellys Plains, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that areas near the Macquarie River are susceptible to inundation during periods of heavy rainfall.

Kellys Plains faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Kellys Plains sits within ClimateNest's suburb-level hazard model for flood risk. 6.5% of the suburb's land area is mapped in high-risk flood zones and 80.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Kellys Plains.

Kellys Plains (postcode 2350) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11% of land in high-risk zones), riverine flood (6.5% of land in high-risk zones), surface flood (6.4% of land in high-risk zones). Exposure is not uniform across Kellys Plains — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMacquarie River
Elevation Range860m - 900m
Flood Zone ClassificationPotentially affected areas near the Macquarie River

Historical Events

2016
Moderate

Heavy rainfall led to flooding in low-lying areas of Kellys Plains, impacting homes and businesses.

Adaptation & Mitigation Actions

Develop a community heatwave plan

Immediate

Establish cooling centers, provide public awareness campaigns, and ensure vulnerable residents have access to support during heatwaves.

Est. cost: Low

Implement bushfire risk reduction measures

Near-term

Conduct regular fuel reduction burns, maintain fire breaks, and educate residents on bushfire preparedness.

Est. cost: Medium

Upgrade stormwater infrastructure

Near-term

Improve drainage systems and increase the capacity of stormwater infrastructure to manage increased rainfall intensity.

Est. cost: High

Promote water conservation

Long-term

Encourage water-efficient landscaping and implement water restrictions during dry periods to conserve water resources.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 13 April 2026

Explore Kellys Plains Risk Reports

Frequently Asked Questions

Is Kellys Plains at risk of flooding?

Based on available data, Kellys Plains has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Kellys Plains?

Insurance costs for flood cover in Kellys Plains depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Kellys Plains?

Yes, flood risk can affect property values in Kellys Plains. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Kellys Plains?

Elevation is a critical factor in flood risk. Properties at higher elevations within Kellys Plains typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Kellys Plains is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11% of Kellys Plains in high-risk zones for bushfire, with a further 71.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Kellys Plains Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kellys Plains, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections