📮 Kiama postcode: 2533

Bushfire Risk in Kiama, NSW: 2026 Assessment

Kiama, New South Wales· Kiama Municipal Council· 2533
Kiama has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 1 Apr 2026

Bushfire Risk Score

4.0/10

Kiama has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
Kiama has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
stable
Suburb
Kiama, NSW
Overall Risk
Medium
Postcode
2533
Highest high-risk exposure
15.6% of land (bushfire)

Bushfire Risk Analysis

Kiama, New South Wales, has a kiama has a moderate bushfire risk due to surrounding vegetation. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Check the NSW Rural Fire Service website for bushfire safety information.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Kiama, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Kiama including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Kiama sits within ClimateNest's suburb-level hazard model for bushfire risk. 15.6% of the suburb's land area is mapped in high-risk bushfire zones and 79.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Kiama.

Kiama (postcode 2533) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.6% of land in high-risk zones), riverine flood (12.3% of land in high-risk zones), surface flood (5.3% of land in high-risk zones). Exposure is not uniform across Kiama — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Minor

Bushfire near Kiama, threatening properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and drainage systems.

Est. cost: High

Bushfire Management

Near-term

Implement bushfire management strategies, including controlled burns and vegetation clearing.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan to protect vulnerable populations.

Est. cost: Low

Coastal Protection

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment.

Est. cost: Very High

Community Education Programs

Near-term

Educate residents about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Kiama Municipal Council
Emergency Services

Data last updated: 1 April 2026

Explore Kiama Risk Reports

Frequently Asked Questions

Is Kiama in a bushfire prone area?

Parts of Kiama may be designated as bushfire prone land. Based on available data, Kiama has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Kiama?

BAL ratings in Kiama depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Kiama?

Yes, properties in bushfire-prone parts of Kiama may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Kiama?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Kiama is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.6% of Kiama in high-risk zones for bushfire, with a further 79.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Kiama Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kiama, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections