๐Ÿ“ฎ Kingscliff postcode: 2487

Flood Risk in Kingscliff, NSW: 2026 Assessment

Kingscliff, New South Walesยท Tweed Shireยท 2487
Kingscliff faces a moderate risk of flooding due to its proximity to the coast and nearby waterways. Increased rainfall intensity and sea level rise are expected to exacerbate this risk.Updated 2 Apr 2026

Flood Risk Score

6.5/10

Kingscliff faces a moderate risk of flooding due to its proximity to the coast and nearby waterways. Increased rainfall intensity and sea level rise are expected to exacerbate this risk.

Key Facts

Flood Risk
Kingscliff faces a moderate risk of flooding due to its proximity to the coast and nearby waterways. Increased rainfall intensity and sea level rise are expected to exacerbate this risk.
Trend
increasing
Suburb
Kingscliff, NSW
Overall Risk
Medium
Postcode
2487
Highest high-risk exposure
21.3% of land (bushfire)

Flood Risk Analysis

Kingscliff, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Significant flooding occurred in the Kingscliff area during the 2022 floods, impacting numerous properties and infrastructure.

Kingscliff faces a moderate risk of flooding due to its proximity to the coast and nearby waterways. Increased rainfall intensity and sea level rise are expected to exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Kingscliff sits within ClimateNest's suburb-level hazard model for flood risk. 3.8% of the suburb's land area is mapped in high-risk flood zones and 68.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Kingscliff.

Kingscliff (postcode 2487) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (21.3% of land in high-risk zones), surface flood (9.7% of land in high-risk zones), riverine flood (3.8% of land in high-risk zones). Exposure is not uniform across Kingscliff โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayCudgen Creek
Elevation Range0-10 meters
Flood Zone ClassificationCoastal floodplain

Historical Events

2022
Major

Severe flooding impacted Kingscliff, causing widespread damage and displacement.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Coastal Management Strategy

Near-term

Develop and implement a comprehensive coastal management strategy to address erosion and inundation risks.

Est. cost: High

Bushfire Preparedness

Long-term

Promote bushfire preparedness through community education programs and hazard reduction activities.

Est. cost: Low

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 2 April 2026

Explore Kingscliff Risk Reports

Frequently Asked Questions

Is Kingscliff at risk of flooding?

Based on available data, Kingscliff has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Kingscliff?

Insurance costs for flood cover in Kingscliff depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Kingscliff?

Yes, flood risk can affect property values in Kingscliff. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Kingscliff?

Elevation is a critical factor in flood risk. Properties at higher elevations within Kingscliff typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Kingscliff is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 21.3% of Kingscliff in high-risk zones for bushfire, with a further 71.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Kingscliff Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kingscliff, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections