Climate Risk in Kiwarrak, NSW

Kiwarrak, New South Wales
Medium Risk
Updated May 2026

Kiwarrak is a suburb in New South Wales that faces moderate climate risks. The primary concerns are flooding and bushfires, with increasing heat also posing a threat. Coastal risks are minimal due to its inland location.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
7.0
Heat
4.0
Coastal
1.0

Climate Hazard Breakdown for Kiwarrak

increasing

Flood

60/100

Kiwarrak faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties close to creeks and low-lying areas are most vulnerable.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
increasing

Bushfire

70/100

Kiwarrak has a high bushfire risk due to its proximity to bushland. Hot, dry conditions and strong winds can exacerbate the risk during bushfire season.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

40/100

Kiwarrak experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect
stable

Coastal

10/100

Kiwarrak has a low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Kiwarrak

Detailed Hazard Analysis

heat Risk

40/100

Kiwarrak experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

flood Risk

60/100

Kiwarrak faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. Properties close to creeks and low-lying areas are most vulnerable.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

coastal Risk

10/100

Kiwarrak has a low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

70/100

Kiwarrak has a high bushfire risk due to its proximity to bushland. Hot, dry conditions and strong winds can exacerbate the risk during bushfire season.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
  • ·Climate change

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Property values may be affected by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Consider insurance costs.
  • 4.Review council's climate adaptation plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Unnamed Creek
Elevation Range
50-70 meters
Flood Zone
Potentially affected areas near creek

Local creeks can overflow during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

The area is designated as bushfire prone.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
3 days

Heatwaves can occur during summer months.

Coastal Evidence

Distance to Coast
25 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2019
bushfireModerate

Bushfires impacted the region, causing property damage and evacuations.

Source
2021
floodModerate

Heavy rainfall caused flooding in low-lying areas, affecting some properties.

Source
2017
stormMinor

A severe storm caused minor damage to properties in the area.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire707.5(+0.5)8.0(+1.0)
heat404.5(+0.5)5.0(+1.0)
coastal101.01.0

By 2030, Kiwarrak is projected to experience a slight increase in overall climate risk, with higher flood, bushfire, and heat risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to mitigate flood risks.

Est. cost: Medium

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management plans and conduct community education programs.

Est. cost: Low

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Awareness Programs

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Kiwarrak's Climate Risk Profile

Kiwarrak, NSW, is a suburb that requires careful consideration of climate-related risks. The area is susceptible to flooding due to heavy rainfall and proximity to waterways. Properties in low-lying areas are particularly vulnerable, and the risk is expected to increase with climate change.

Bushfire risk is also a significant concern for Kiwarrak. The suburb's proximity to bushland increases the likelihood of bushfires, especially during hot, dry, and windy conditions. Residents should be prepared for potential bushfire events and take necessary precautions.

Heat risk is moderate but growing, with rising average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and increase energy demand for cooling.

While coastal risks are low due to Kiwarrak's inland location, the suburb is still indirectly affected by broader climate change impacts. Addressing these risks through adaptation measures and community preparedness is essential for ensuring the long-term resilience of Kiwarrak.

Data sources: BOM · CSIRO · NSW RFS · NSW SES

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Kiwarrak?

The main climate risks in Kiwarrak are flooding, bushfires, and increasing heat.

How can I prepare my property for bushfires?

Clear vegetation around your home, have a bushfire survival plan, and ensure you have adequate insurance coverage.

What should I do during a flood?

Stay informed about flood warnings, move to higher ground if necessary, and avoid driving through floodwaters.

How can I stay safe during a heatwave?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

Where can I find more information about climate change impacts in Kiwarrak?

You can find more information on the MidCoast Council website and the NSW government's environment website.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections