📮 Kogarah postcode: 2217

Bushfire Risk in Kogarah, NSW: 2026 Assessment

Kogarah, New South Wales· Georges River· 2217
The bushfire risk in Kogarah is relatively low due to its urban environment and distance from large bushland areas. However, dry conditions and strong winds can still pose a threat.Updated 12 Mar 2026

Bushfire Risk Score

3.0/10

The bushfire risk in Kogarah is relatively low due to its urban environment and distance from large bushland areas. However, dry conditions and strong winds can still pose a threat.

Key Facts

Bushfire Risk
The bushfire risk in Kogarah is relatively low due to its urban environment and distance from large bushland areas. However, dry conditions and strong winds can still pose a threat.
Trend
stable
Suburb
Kogarah, NSW
Overall Risk
Medium
Postcode
2217
Highest high-risk exposure
22.1% of land (bushfire)

Bushfire Risk Analysis

Kogarah, New South Wales, has a the bushfire risk in kogarah is relatively low due to its urban environment and distance from large bushland areas. however, dry conditions and strong winds can still pose a threat. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Certain pockets of Kogarah, particularly those bordering parks, are designated as bushfire-prone areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Kogarah, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Kogarah including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Kogarah sits within ClimateNest's suburb-level hazard model for bushfire risk. 22.1% of the suburb's land area is mapped in high-risk bushfire zones and 50.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Kogarah.

Kogarah (postcode 2217) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (22.1% of land in high-risk zones), surface flood (9.2% of land in high-risk zones), riverine flood (9% of land in high-risk zones). Exposure is not uniform across Kogarah — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to Bushland2 km
BAL Overlay / ZoneSome areas
Bushfire Prone AreaYes

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Increase Green Space

Near-term

Plant more trees and create green spaces to reduce the urban heat island effect and provide shade.

Est. cost: Medium

Implement Coastal Protection Measures

Long-term

Construct seawalls and other coastal defenses to protect against sea level rise and storm surges.

Est. cost: High

Develop Heat Action Plan

Immediate

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Raise Awareness of Flood Risks

Immediate

Educate residents about flood risks and preparedness measures, including evacuation routes and emergency kits.

Est. cost: Low

Council & Emergency Services

Georges River Council
Emergency Services

Data last updated: 12 March 2026

Explore Kogarah Risk Reports

Frequently Asked Questions

Is Kogarah in a bushfire prone area?

Parts of Kogarah may be designated as bushfire prone land. Based on available data, Kogarah has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Kogarah?

BAL ratings in Kogarah depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Kogarah?

Yes, properties in bushfire-prone parts of Kogarah may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Kogarah?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Kogarah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 22.1% of Kogarah in high-risk zones for bushfire, with a further 50.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Kogarah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kogarah, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections