๐Ÿ“ฎ Kootingal postcode: 2340

Flood Risk in Kootingal, NSW: 2026 Assessment

Kootingal, New South Walesยท Tamworth Regionalยท 2340
Kootingal faces a moderate risk of flooding due to its proximity to the Peel River and local creeks. Intense rainfall events can cause these waterways to overflow, impacting low-lying areas within the suburb.Updated 26 May 2026

Flood Risk Score

6.5/10

Kootingal faces a moderate risk of flooding due to its proximity to the Peel River and local creeks. Intense rainfall events can cause these waterways to overflow, impacting low-lying areas within the suburb.

Key Facts

Flood Risk
Kootingal faces a moderate risk of flooding due to its proximity to the Peel River and local creeks. Intense rainfall events can cause these waterways to overflow, impacting low-lying areas within the suburb.
Trend
increasing
Suburb
Kootingal, NSW
Overall Risk
Medium
Postcode
2352
Highest high-risk exposure
11.2% of land (riverine flood)

Flood Risk Analysis

Kootingal, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties along the Peel River.

Kootingal faces a moderate risk of flooding due to its proximity to the Peel River and local creeks. Intense rainfall events can cause these waterways to overflow, impacting low-lying areas within the suburb.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Kootingal sits within ClimateNest's suburb-level hazard model for flood risk. 11.2% of the suburb's land area is mapped in high-risk flood zones and 68.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Kootingal.

Kootingal (postcode 2352) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (11.2% of land in high-risk zones), surface flood (6.5% of land in high-risk zones), bushfire (6.4% of land in high-risk zones). Exposure is not uniform across Kootingal โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayPeel River
Elevation Range380-420m
Flood Zone ClassificationAreas near the Peel River are designated as flood zones.

Historical Events

2011
Moderate

Significant flooding along the Peel River impacted Kootingal, causing property damage and road closures.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to reduce the impact of flooding events.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including fuel reduction and community education programs.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop and implement a heatwave action plan to protect vulnerable populations during periods of extreme heat.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to ensure a sustainable water supply during periods of drought.

Est. cost: Low

Community Awareness Programs

Near-term

Conduct community workshops and awareness campaigns to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Tamworth Regional Council
Emergency Services

Data last updated: 26 May 2026

Explore Kootingal Risk Reports

Frequently Asked Questions

Is Kootingal at risk of flooding?

Based on available data, Kootingal has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Kootingal?

Insurance costs for flood cover in Kootingal depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Kootingal?

Yes, flood risk can affect property values in Kootingal. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Kootingal?

Elevation is a critical factor in flood risk. Properties at higher elevations within Kootingal typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Kootingal is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 11.2% of Kootingal in high-risk zones for riverine flood, with a further 68.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Kootingal Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kootingal, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections