๐Ÿ“ฎ Lake Conjola postcode: 2539

Flood Risk in Lake Conjola, NSW: 2026 Assessment

Lake Conjola, New South Walesยท Shoalhavenยท 2539
Lake Conjola is at high risk of flooding due to its low-lying coastal location and proximity to Lake Conjola and the ocean. Intense rainfall events can cause the lake to overflow, inundating surrounding areas.Updated 25 May 2026

Flood Risk Score

8.0/10

Lake Conjola is at high risk of flooding due to its low-lying coastal location and proximity to Lake Conjola and the ocean. Intense rainfall events can cause the lake to overflow, inundating surrounding areas.

Key Facts

Flood Risk
Lake Conjola is at high risk of flooding due to its low-lying coastal location and proximity to Lake Conjola and the ocean. Intense rainfall events can cause the lake to overflow, inundating surrounding areas.
Trend
increasing
Suburb
Lake Conjola, NSW
Overall Risk
High
Postcode
2539
Highest high-risk exposure
15.1% of land (bushfire)

Flood Risk Analysis

Lake Conjola, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The area around the lake is prone to inundation during heavy rainfall events and king tides.

Lake Conjola is at high risk of flooding due to its low-lying coastal location and proximity to Lake Conjola and the ocean. Intense rainfall events can cause the lake to overflow, inundating surrounding areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Lake Conjola sits within ClimateNest's suburb-level hazard model for flood risk. 11.8% of the suburb's land area is mapped in high-risk flood zones and 60.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lake Conjola.

Lake Conjola (postcode 2539) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.1% of land in high-risk zones), riverine flood (11.8% of land in high-risk zones), surface flood (4.8% of land in high-risk zones). Exposure is not uniform across Lake Conjola โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLake Conjola
Elevation Range0-10m
Flood Zone ClassificationCoastal floodplain

Historical Events

2020
Moderate

Heavy rainfall caused flooding in the Shoalhaven region, with some properties in Lake Conjola experiencing inundation.

2011
Moderate

Major flooding occurred in the Shoalhaven region, impacting Lake Conjola with significant inundation of low-lying areas.

Adaptation & Mitigation Actions

Improve flood defenses

Near-term

Construct seawalls and levees to protect low-lying areas from flooding.

Est. cost: High

Implement bushfire management strategies

Immediate

Reduce fuel loads in surrounding bushland and improve building codes for fire resistance.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Relocate vulnerable infrastructure

Long-term

Move critical infrastructure away from areas at high risk of coastal erosion and inundation.

Est. cost: Very High

Community awareness programs

Immediate

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Lake Conjola Risk Reports

Frequently Asked Questions

Is Lake Conjola at risk of flooding?

Based on available data, Lake Conjola has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Lake Conjola?

Insurance costs for flood cover in Lake Conjola depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Lake Conjola?

Yes, flood risk can affect property values in Lake Conjola. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Lake Conjola?

Elevation is a critical factor in flood risk. Properties at higher elevations within Lake Conjola typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Lake Conjola is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.1% of Lake Conjola in high-risk zones for bushfire, with a further 72.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Lake Conjola Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lake Conjola, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections