Bushfire Risk in Lake Hume Village, NSW: 2026 Assessment

Lake Hume Village, New South Wales· Greater Hume Shire Council
The area around Lake Hume Village has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.Updated 31 May 2026

Bushfire Risk Score

4.0/10

The area around Lake Hume Village has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key Facts

Bushfire Risk
The area around Lake Hume Village has a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Trend
stable
Suburb
Lake Hume Village, NSW
Overall Risk
Medium
Postcode
3691
Highest high-risk exposure
14% of land (bushfire)

Bushfire Risk Analysis

Lake Hume Village, New South Wales, has a the area around lake hume village has a moderate bushfire risk due to the presence of surrounding bushland. hot, dry conditions and strong winds can increase the likelihood of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Residents should maintain their properties to reduce fuel loads and be prepared for bushfires.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Lake Hume Village, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Lake Hume Village including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Lake Hume Village sits within ClimateNest's suburb-level hazard model for bushfire risk. 14% of the suburb's land area is mapped in high-risk bushfire zones and 67.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lake Hume Village.

Lake Hume Village (postcode 3691) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14% of land in high-risk zones), surface flood (8.3% of land in high-risk zones), riverine flood (5.7% of land in high-risk zones). Exposure is not uniform across Lake Hume Village — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneCheck NSW RFS website for bushfire prone areas.
Bushfire Prone AreaYes

Historical Events

2013
Minor

A bushfire occurred near Lake Hume Village, but was quickly contained by fire services.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Reduce Bushfire Fuel Loads

Near-term

Implement programs to reduce fuel loads in surrounding bushland, such as controlled burns and community clean-up days.

Est. cost: Low

Upgrade Building Codes

Long-term

Update building codes to ensure that new buildings are more resilient to extreme weather events, such as floods and heatwaves.

Est. cost: High

Community Education Programs

Immediate

Conduct community education programs to raise awareness of climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Greater Hume Shire Council
Emergency Services

Data last updated: 31 May 2026

Explore Lake Hume Village Risk Reports

Frequently Asked Questions

Is Lake Hume Village in a bushfire prone area?

Parts of Lake Hume Village may be designated as bushfire prone land. Based on available data, Lake Hume Village has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Lake Hume Village?

BAL ratings in Lake Hume Village depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Lake Hume Village?

Yes, properties in bushfire-prone parts of Lake Hume Village may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Lake Hume Village?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Lake Hume Village is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14% of Lake Hume Village in high-risk zones for bushfire, with a further 67.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Lake Hume Village Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lake Hume Village, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections