๐Ÿ“ฎ Lake Tabourie postcode: 2539

Flood Risk in Lake Tabourie, NSW: 2026 Assessment

Lake Tabourie, New South Walesยท Shoalhavenยท 2539
Lake Tabourie is susceptible to flooding from heavy rainfall and rising lake levels. The flat topography around the lake increases the risk.Updated 25 May 2026

Flood Risk Score

6.5/10

Lake Tabourie is susceptible to flooding from heavy rainfall and rising lake levels. The flat topography around the lake increases the risk.

Key Facts

Flood Risk
Lake Tabourie is susceptible to flooding from heavy rainfall and rising lake levels. The flat topography around the lake increases the risk.
Trend
increasing
Suburb
Lake Tabourie, NSW
Overall Risk
Medium
Postcode
2539
Highest high-risk exposure
16.3% of land (bushfire)

Flood Risk Analysis

Lake Tabourie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near the lake.

Lake Tabourie is susceptible to flooding from heavy rainfall and rising lake levels. The flat topography around the lake increases the risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Lake Tabourie sits within ClimateNest's suburb-level hazard model for flood risk. 4.9% of the suburb's land area is mapped in high-risk flood zones and 83.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lake Tabourie.

Lake Tabourie (postcode 2539) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.3% of land in high-risk zones), surface flood (5.1% of land in high-risk zones), riverine flood (4.9% of land in high-risk zones). Exposure is not uniform across Lake Tabourie โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLake Tabourie
Elevation Range0-20m
Flood Zone ClassificationAreas adjacent to Lake Tabourie are designated as flood zones.

Historical Events

2020
Moderate

Significant rainfall events led to localized flooding and road closures in and around Lake Tabourie.

2016
Moderate

Heavy rainfall caused flooding in low-lying areas around Lake Tabourie.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding from heavy rainfall.

Est. cost: Medium

Implement bushfire management plans

Immediate

Develop and implement bushfire management plans to reduce the risk of property damage and loss of life.

Est. cost: Medium

Develop coastal management plans

Long-term

Develop and implement coastal management plans to address the impacts of sea level rise and erosion.

Est. cost: High

Promote heatwave preparedness

Near-term

Educate residents about the risks of heatwaves and provide guidance on how to stay safe during extreme heat events.

Est. cost: Low

Strengthen building codes

Long-term

Update building codes to ensure that new buildings are more resilient to climate change impacts, such as bushfires and floods.

Est. cost: Medium

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Lake Tabourie Risk Reports

Frequently Asked Questions

Is Lake Tabourie at risk of flooding?

Based on available data, Lake Tabourie has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Lake Tabourie?

Insurance costs for flood cover in Lake Tabourie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Lake Tabourie?

Yes, flood risk can affect property values in Lake Tabourie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Lake Tabourie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Lake Tabourie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Lake Tabourie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.3% of Lake Tabourie in high-risk zones for bushfire, with a further 70.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Lake Tabourie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lake Tabourie, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections