Flood Risk in Lakewood, NSW: 2026 Assessment

Lakewood, New South Wales· UNKNOWN
Lakewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.Updated 10 May 2026

Flood Risk Score

6.5/10

Lakewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

Key Facts

Flood Risk
Lakewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.
Trend
increasing
Suburb
Lakewood, NSW
Overall Risk
Medium
Postcode
2443
Highest high-risk exposure
11.9% of land (bushfire)

Flood Risk Analysis

Lakewood, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that some properties in low-lying areas have been affected by flooding in the past.

Lakewood faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding and riverine flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Lakewood sits within ClimateNest's suburb-level hazard model for flood risk. 5.6% of the suburb's land area is mapped in high-risk flood zones and 82.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lakewood.

Lakewood (postcode 2443) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.9% of land in high-risk zones), surface flood (8.9% of land in high-risk zones), riverine flood (5.6% of land in high-risk zones). Exposure is not uniform across Lakewood — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range5-15m
Flood Zone ClassificationLow to Moderate Risk

Historical Events

2013
Moderate

Heavy rainfall caused flash flooding in low-lying areas, resulting in property damage and road closures.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Vegetation Management

Near-term

Implement vegetation management strategies to reduce the risk of bushfires, such as creating firebreaks and removing flammable materials.

Est. cost: Low

Heatwave Response Plan

Immediate

Develop a heatwave response plan to protect vulnerable populations, including establishing cooling centers and providing information on how to stay safe during heatwaves.

Est. cost: Low

Coastal Protection Measures

Long-term

Implement coastal protection measures to mitigate the impacts of sea level rise and coastal erosion, such as building seawalls and restoring dunes.

Est. cost: High

Council & Emergency Services

Your Local Council
Emergency Services

Data last updated: 10 May 2026

Explore Lakewood Risk Reports

Frequently Asked Questions

Is Lakewood at risk of flooding?

Based on available data, Lakewood has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Lakewood?

Insurance costs for flood cover in Lakewood depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Lakewood?

Yes, flood risk can affect property values in Lakewood. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Lakewood?

Elevation is a critical factor in flood risk. Properties at higher elevations within Lakewood typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Lakewood is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.9% of Lakewood in high-risk zones for bushfire, with a further 60.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Lakewood Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lakewood, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections