๐Ÿ“ฎ Lilyfield postcode: 2040

Flood Risk in Lilyfield, NSW: 2026 Assessment

Lilyfield, New South Walesยท 2040
Moderate flood risk โ€” coastal and riverine flooding possible along major waterwaysUpdated 19 Sept 2026

Flood Risk Score

3.5/10

Moderate flood risk โ€” coastal and riverine flooding possible along major waterways

Key Facts

Flood Risk
Moderate flood risk โ€” coastal and riverine flooding possible along major waterways
Trend
increasing
Suburb
Lilyfield, NSW
Overall Risk
Medium
Postcode
2040
Highest high-risk exposure
9.3% of land (bushfire)

Flood Risk Analysis

Lilyfield, located in New South Wales, has a moderate flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Flood risk in Lilyfield is shaped by local topography and catchment characteristics. Even within a single suburb, elevation differences can significantly change flood exposure. Properties near waterways or in low-lying areas warrant closer assessment.

Moderate flood risk โ€” coastal and riverine flooding possible along major waterways

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Lilyfield sits within ClimateNest's suburb-level hazard model for flood risk. 2.4% of the suburb's land area is mapped in high-risk flood zones and 82.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lilyfield.

Lilyfield (postcode 2040) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.3% of land in high-risk zones), surface flood (8.3% of land in high-risk zones), coastal inundation (3.3% of land in high-risk zones). Exposure is not uniform across Lilyfield โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Explore Lilyfield Risk Reports

Frequently Asked Questions

Is Lilyfield at risk of flooding?

Based on available data, Lilyfield has a moderate flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Lilyfield?

Insurance costs for flood cover in Lilyfield depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Lilyfield?

Yes, flood risk can affect property values in Lilyfield. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Lilyfield?

Elevation is a critical factor in flood risk. Properties at higher elevations within Lilyfield typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Lilyfield is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.3% of Lilyfield in high-risk zones for bushfire, with a further 82.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Lilyfield Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lilyfield, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections