๐Ÿ“ฎ Lisarow postcode: 2250

Flood Risk in Lisarow, NSW: 2026 Assessment

Lisarow, New South Walesยท Central Coastยท 2250
Lisarow faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. The risk is expected to increase with climate change.Updated 7 May 2026

Flood Risk Score

6.0/10

Lisarow faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. The risk is expected to increase with climate change.

Key Facts

Flood Risk
Lisarow faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. The risk is expected to increase with climate change.
Trend
increasing
Suburb
Lisarow, NSW
Overall Risk
Medium
Postcode
2250
Highest high-risk exposure
19.2% of land (bushfire)

Flood Risk Analysis

Lisarow, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Lisarow has experienced several flooding events in the past, particularly in areas close to Ourimbah Creek.

Lisarow faces a moderate risk of flooding, primarily from heavy rainfall events and overflowing creeks. The risk is expected to increase with climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Lisarow sits within ClimateNest's suburb-level hazard model for flood risk. 4.9% of the suburb's land area is mapped in high-risk flood zones and 88.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lisarow.

Lisarow (postcode 2250) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.2% of land in high-risk zones), extreme wind (6.6% of land in high-risk zones), riverine flood (4.9% of land in high-risk zones). Exposure is not uniform across Lisarow โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayOurimbah Creek
Elevation Range10-50 meters
Flood Zone ClassificationAreas near Ourimbah Creek are prone to flooding.

Historical Events

2007
Moderate

Major flooding along Ourimbah Creek affected several properties in Lisarow.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures to reduce the impact of flooding.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Bushfire Preparedness

Near-term

Promote bushfire preparedness through community education programs and support for property owners to implement fire safety measures.

Est. cost: Low

Enhance Emergency Response

Long-term

Strengthen emergency response capabilities to effectively manage climate-related disasters, including improved communication and coordination.

Est. cost: Medium

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 7 May 2026

Explore Lisarow Risk Reports

Frequently Asked Questions

Is Lisarow at risk of flooding?

Based on available data, Lisarow has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Lisarow?

Insurance costs for flood cover in Lisarow depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Lisarow?

Yes, flood risk can affect property values in Lisarow. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Lisarow?

Elevation is a critical factor in flood risk. Properties at higher elevations within Lisarow typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Lisarow is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.2% of Lisarow in high-risk zones for bushfire, with a further 59.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Lisarow Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lisarow, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections