Is Lismore, NSW Climate Safe? 2026 Assessment

Lismore, New South Wales· UNKNOWN
Climate risk is high — address assessment recommendedUpdated 31 Mar 2026

Climate Safety Score

7.2/10

Climate risk is high — address assessment recommended

Key Facts

Climate Safety
High
Flood
Lismore is highly susceptible to flooding due to its location on the Wilsons River floodplain. The risk is expected to increase with climate change.
Bushfire
Bushfire risk is moderate, with areas of bushland surrounding the town. Hotter, drier conditions will likely increase the frequency and intensity of bushfires.
Heat
Lismore experiences hot summers, and the number of extreme heat days is projected to increase, posing a risk to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2480
Highest high-risk exposure
19.1% of land (bushfire)

Climate Safety Analysis

Lismore in New South Wales has an overall climate safety rating of High. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Lismore's climate safety include heat, flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Lismore is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Lismore including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Lismore (postcode 2480) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19.1% of land in high-risk zones), surface flood (7.2% of land in high-risk zones), extreme wind (6.8% of land in high-risk zones). Exposure is not uniform across Lismore — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlayhttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Nearest WaterwayWilsons River
Flood ZoneYes
Avg January Max31.5 °C

Historical Events

2022
Catastrophic

Record-breaking floods inundated Lismore, causing widespread damage and displacement.

2019
Moderate

Bushfires burned in the surrounding region, impacting air quality and causing concern for residents.

2017
Major

Major flooding event impacted Lismore, causing significant damage to homes and businesses.

2013
Moderate

Prolonged heatwave conditions impacted Lismore, with temperatures exceeding 40°C for several days.

Adaptation & Mitigation Actions

Improve flood defenses

Immediate

Invest in infrastructure to protect against flooding, such as levees, floodgates, and improved drainage systems.

Est. cost: High

Develop a heatwave plan

Near-term

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Medium

Strengthen building codes

Near-term

Update building codes to require new buildings to be more resilient to flooding, bushfires, and heatwaves.

Est. cost: Medium

Enhance community awareness

Long-term

Educate residents about climate change risks and how to prepare for extreme weather events.

Est. cost: Low

Improve emergency response

Immediate

Strengthen emergency response capabilities to ensure that residents can be quickly and effectively assisted during extreme weather events.

Est. cost: Medium

Council & Emergency Services

Lismore City Council
Emergency Services

Data last updated: 31 March 2026

Explore Lismore Risk Reports

Frequently Asked Questions

Is Lismore safe from climate change?

No location in Australia is entirely immune to climate change impacts. Lismore has an overall High climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Lismore?

The dominant hazard for Lismore depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Lismore compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Lismore?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Lismore?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Lismore.

What share of Lismore is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19.1% of Lismore in high-risk zones for bushfire, with a further 68.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Lismore Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lismore, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections