Climate Risk in Long Jetty, NSW

Long Jetty, New South Wales· Central Coast· 2261
Medium Risk
Updated Mar 2026

Long Jetty faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change. Residents should prepare for more frequent extreme weather events and consider adaptation measures to protect their properties.

Overall Risk Score

55/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.0
Bushfire
3.0
Heat
7.0
Coastal
6.0

Climate Hazard Breakdown for Long Jetty

increasing

Flood

60/100

Long Jetty faces a moderate risk of flooding due to its low-lying coastal location and proximity to Tuggerah Lake. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

30/100

The bushfire risk in Long Jetty is relatively low compared to other areas in NSW, but some areas near bushland reserves are still vulnerable. Hotter, drier conditions could increase the risk in the future.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Long Jetty is likely to experience more frequent and intense heatwaves in the future. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
increasing

Coastal

60/100

As a coastal suburb, Long Jetty is vulnerable to coastal erosion and inundation due to sea level rise. This could impact property values and infrastructure.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Long Jetty

Detailed Hazard Analysis

heat Risk

70/100

Long Jetty is likely to experience more frequent and intense heatwaves in the future. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.5

Data source

flood Risk

60/100

Long Jetty faces a moderate risk of flooding due to its low-lying coastal location and proximity to Tuggerah Lake. Increased rainfall intensity and rising sea levels are expected to exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Storm surge

Projections (RCP8.5)

2030

6.5

2050

7.5

Data source

coastal Risk

60/100

As a coastal suburb, Long Jetty is vulnerable to coastal erosion and inundation due to sea level rise. This could impact property values and infrastructure.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity

Projections (RCP8.5)

2030

6.5

2050

7.5

Data source

bushfire Risk

30/100

The bushfire risk in Long Jetty is relatively low compared to other areas in NSW, but some areas near bushland reserves are still vulnerable. Hotter, drier conditions could increase the risk in the future.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness

Projections (RCP8.5)

2030

3.5

2050

4.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase in the future due to the increasing risk of flooding and coastal erosion.

Price Impact

Properties in high-risk areas may experience a decline in value as climate change impacts become more pronounced.

Buyer Checklist

  • 1.Check flood maps and historical flood data
  • 2.Assess the property's vulnerability to coastal erosion
  • 3.Consider the cost of insurance and potential increases
  • 4.Evaluate the property's energy efficiency and cooling options
  • 5.Understand the local council's climate adaptation plans

Local Climate Evidence

Flood Evidence

Nearest Waterway
Tuggerah Lake
Elevation Range
0-10m
Flood Zone
Coastal floodplain

Several streets in Long Jetty are prone to inundation during heavy rainfall events and high tides.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to Wyrrabalong National Park
Planning Overlay
Some areas are within a bushfire prone area
Bushfire Prone Area
Yes

Properties bordering the national park require adequate bushfire protection measures.

Heat Evidence

Avg January Max Temp
28.5°C
Heat Stress Days/Year
3 days

The number of days exceeding 35°C is projected to increase significantly in the future.

Coastal Evidence

Distance to Coast
0.5 km
Sea Level Rise Exposure
Moderate to high
Erosion Risk
Moderate

Historical Climate Events

2007
floodModerate

Major flooding occurred in the Central Coast region, impacting Long Jetty with significant inundation of low-lying areas.

Source
2013
stormModerate

A severe storm caused significant damage to coastal infrastructure and properties in Long Jetty.

Source
2017
floodMinor

Heavy rainfall led to localized flooding in Long Jetty, particularly in areas near Tuggerah Lake.

Source
2019
heatwaveModerate

Record-breaking temperatures were recorded across NSW, with Long Jetty experiencing several days of extreme heat.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood606.5(+0.5)7.0(+1.0)
bushfire303.3(+0.3)3.5(+0.5)
heat707.7(+0.7)8.2(+1.2)
coastal606.5(+0.5)7.0(+1.0)

By 2030, Long Jetty is projected to experience a moderate increase in overall climate risk, with notable increases in heatwave frequency and intensity, as well as increased flooding and coastal erosion due to sea level rise.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Resilience

Near-term

Install flood barriers, elevate electrical systems, and implement landscaping to divert water away from buildings.

Est. cost: Medium

Learn more

Enhance Home Cooling

Immediate

Install energy-efficient air conditioning, improve insulation, and plant shade trees to reduce the urban heat island effect.

Est. cost: Medium

Learn more

Protect Coastal Properties

Long-term

Implement coastal protection measures such as seawalls, beach nourishment, and dune restoration to mitigate erosion.

Est. cost: High

Learn more

Develop Emergency Plans

Immediate

Create a household emergency plan and assemble an emergency kit to prepare for extreme weather events.

Est. cost: Low

Learn more

About Long Jetty's Climate Risk Profile

Long Jetty, a suburb on the Central Coast of New South Wales, is increasingly vulnerable to the impacts of climate change. Its low-lying coastal location makes it particularly susceptible to flooding and coastal erosion as sea levels rise.

The risk of heatwaves is also increasing, posing a threat to public health, especially for vulnerable populations. The combination of these factors necessitates proactive adaptation measures to protect the community and its assets.

Climate projections indicate that Long Jetty will experience more frequent and intense extreme weather events in the coming decades. This includes heavier rainfall, higher temperatures, and rising sea levels. These changes will exacerbate existing risks and create new challenges for the suburb.

Residents and property owners should take steps to prepare for these changes, such as investing in flood protection measures, improving home cooling, and understanding the risks associated with coastal erosion. The local council is also working to develop strategies to mitigate the impacts of climate change and build a more resilient community.

Data sources: BOM · CSIRO · NSW SES · Central Coast Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Long Jetty?

Long Jetty faces increasing risks from flooding, heatwaves, and coastal erosion due to climate change. These risks are projected to worsen in the coming decades.

How will sea level rise affect Long Jetty?

Sea level rise will increase the risk of coastal inundation and erosion, potentially impacting properties and infrastructure along the coastline.

What can I do to protect my property from flooding?

Consider installing flood barriers, elevating electrical systems, and improving drainage around your property.

How can I prepare for heatwaves in Long Jetty?

Install air conditioning, improve insulation, and stay hydrated during hot weather. Check on vulnerable neighbors and family members.

What is the local council doing to address climate change?

The Central Coast Council is developing and implementing strategies to mitigate the impacts of climate change and build a more resilient community.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections