Bushfire Risk in Lorne, NSW: 2026 Assessment

Lorne, New South Wales· UNKNOWN
Lorne has a high bushfire risk due to its location surrounded by bushland. Hot, dry conditions and strong winds can exacerbate the risk.Updated 10 May 2026

Bushfire Risk Score

7.0/10

Lorne has a high bushfire risk due to its location surrounded by bushland. Hot, dry conditions and strong winds can exacerbate the risk.

Key Facts

Bushfire Risk
Lorne has a high bushfire risk due to its location surrounded by bushland. Hot, dry conditions and strong winds can exacerbate the risk.
Trend
increasing
Suburb
Lorne, NSW
Overall Risk
Medium
Postcode
2439
Highest high-risk exposure
9.7% of land (surface flood)

Bushfire Risk Analysis

Lorne, New South Wales, has a lorne has a high bushfire risk due to its location surrounded by bushland. hot, dry conditions and strong winds can exacerbate the risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area has a history of bushfires, with several major events in recent decades.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Lorne, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Lorne including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Lorne sits within ClimateNest's suburb-level hazard model for bushfire risk. 8.8% of the suburb's land area is mapped in high-risk bushfire zones and 73.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lorne.

Lorne (postcode 2439) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (9.7% of land in high-risk zones), bushfire (8.8% of land in high-risk zones), riverine flood (5.3% of land in high-risk zones). Exposure is not uniform across Lorne — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Major

Major bushfires impacted the region, causing significant property damage and evacuations.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Clear vegetation around homes, develop a bushfire survival plan, and install fire-resistant building materials.

Est. cost: Low to Medium

Enhance Flood Mitigation

Near-term

Improve drainage systems, construct flood barriers, and elevate homes in flood-prone areas.

Est. cost: Medium to High

Implement Heatwave Action Plan

Near-term

Establish cooling centers, provide public education on heat safety, and improve access to air conditioning for vulnerable populations.

Est. cost: Low to Medium

Protect Coastal Areas

Long-term

Construct seawalls, restore coastal vegetation, and implement managed retreat strategies.

Est. cost: High

Upgrade Infrastructure

Long-term

Ensure that infrastructure is resilient to climate change impacts, including extreme weather events.

Est. cost: High

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 10 May 2026

Explore Lorne Risk Reports

Frequently Asked Questions

Is Lorne in a bushfire prone area?

Parts of Lorne may be designated as bushfire prone land. Based on available data, Lorne has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Lorne?

BAL ratings in Lorne depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Lorne?

Yes, properties in bushfire-prone parts of Lorne may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Lorne?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Lorne is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.7% of Lorne in high-risk zones for surface flood, with a further 72.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Lorne Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lorne, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections