📮 Lostock postcode: 2326

Is Lostock, NSW Climate Safe? 2026 Assessment

Lostock, New South Wales· Dungog· 2326
Moderate climate risk — address-specificUpdated 6 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Lostock is located near the Paterson River and is susceptible to flooding. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events.
Bushfire
The area surrounding Lostock has some bushland, posing a moderate bushfire risk. Drier conditions and higher temperatures due to climate change may exacerbate this risk.
Heat
Lostock experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2311
Highest high-risk exposure
14.8% of land (bushfire)

Climate Safety Analysis

Lostock in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Lostock's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Lostock is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Lostock including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Lostock (postcode 2311) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.8% of land in high-risk zones), surface flood (9.2% of land in high-risk zones), extreme wind (5.2% of land in high-risk zones). Exposure is not uniform across Lostock — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlayhttps://www.rfs.nsw.gov.au/plan-and-prepare/bush-fire-prone-land
Nearest WaterwayPaterson River
Flood ZoneYes
Avg January Max32 °C

Historical Events

2022
Major

Significant flooding along the Paterson River impacted Lostock, causing widespread damage.

2019
Moderate

Lostock experienced a prolonged heatwave with temperatures exceeding 40°C for several days.

2013
Moderate

A bushfire burned near Lostock, threatening properties and requiring evacuations.

2007
Moderate

The Paterson River flooded, inundating low-lying areas of Lostock.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect against flooding from the Paterson River.

Est. cost: High

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and provide cooling centers for vulnerable populations.

Est. cost: Low

Community Education

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Dungog Shire Council
Emergency Services

Data last updated: 6 May 2026

Explore Lostock Risk Reports

Frequently Asked Questions

Is Lostock safe from climate change?

No location in Australia is entirely immune to climate change impacts. Lostock has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Lostock?

The dominant hazard for Lostock depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Lostock compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Lostock?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Lostock?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Lostock.

What share of Lostock is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.8% of Lostock in high-risk zones for bushfire, with a further 72.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Lostock Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lostock, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections