๐Ÿ“ฎ Lostock postcode: 2326

Flood Risk in Lostock, NSW: 2026 Assessment

Lostock, New South Walesยท Dungogยท 2326
Lostock is located near the Paterson River and is susceptible to flooding. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events.Updated 6 May 2026

Flood Risk Score

6.5/10

Lostock is located near the Paterson River and is susceptible to flooding. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events.

Key Facts

Flood Risk
Lostock is located near the Paterson River and is susceptible to flooding. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events.
Trend
increasing
Suburb
Lostock, NSW
Overall Risk
Medium
Postcode
2311
Highest high-risk exposure
14.8% of land (bushfire)

Flood Risk Analysis

Lostock, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Paterson River has a history of flooding in the Lostock area. Residents should monitor river levels and heed warnings from emergency services.

Lostock is located near the Paterson River and is susceptible to flooding. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Lostock sits within ClimateNest's suburb-level hazard model for flood risk. 4.8% of the suburb's land area is mapped in high-risk flood zones and 69.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Lostock.

Lostock (postcode 2311) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.8% of land in high-risk zones), surface flood (9.2% of land in high-risk zones), extreme wind (5.2% of land in high-risk zones). Exposure is not uniform across Lostock โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayPaterson River
Elevation Range50-70m
Flood Zone ClassificationYes

Historical Events

2022
Major

Significant flooding along the Paterson River impacted Lostock, causing widespread damage.

2007
Moderate

The Paterson River flooded, inundating low-lying areas of Lostock.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect against flooding from the Paterson River.

Est. cost: High

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and provide cooling centers for vulnerable populations.

Est. cost: Low

Community Education

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Dungog Shire Council
Emergency Services

Data last updated: 6 May 2026

Explore Lostock Risk Reports

Frequently Asked Questions

Is Lostock at risk of flooding?

Based on available data, Lostock has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Lostock?

Insurance costs for flood cover in Lostock depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Lostock?

Yes, flood risk can affect property values in Lostock. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Lostock?

Elevation is a critical factor in flood risk. Properties at higher elevations within Lostock typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Lostock is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.8% of Lostock in high-risk zones for bushfire, with a further 72.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Lostock Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lostock, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections