Is Lowanna, NSW Climate Safe? 2026 Assessment

Lowanna, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 4 May 2026

Climate Safety Score

5.5/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Lowanna experiences moderate flood risk due to its proximity to waterways and rainfall patterns. Local topography can exacerbate flooding during heavy rain events.
Bushfire
Lowanna faces a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures increase the likelihood and intensity of bushfires.
Heat
Lowanna experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2450
Highest high-risk exposure
13.2% of land (bushfire)

Climate Safety Analysis

Lowanna in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Lowanna's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Lowanna is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Lowanna including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Lowanna (postcode 2450) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.2% of land in high-risk zones), extreme wind (6.8% of land in high-risk zones), surface flood (3.3% of land in high-risk zones). Exposure is not uniform across Lowanna — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL OverlayRFS Bush Fire Prone Land
Nearest WaterwayUnnamed Creek
Flood ZoneModerate
Avg January Max30.5 °C

Historical Events

2022
Moderate

Another significant flood event impacted Lowanna, causing damage to infrastructure and homes.

2020
Moderate

A prolonged heatwave affected Lowanna, with temperatures exceeding 40 degrees Celsius for several days.

2019
Major

A significant bushfire impacted the region surrounding Lowanna, leading to evacuations and property loss.

2013
Moderate

Heavy rainfall caused flooding in low-lying areas of Lowanna, resulting in property damage and road closures.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade and expand drainage systems to reduce flood risk.

Est. cost: Medium

Implement Bushfire Management Plan

Immediate

Develop and implement a comprehensive bushfire management plan, including fuel reduction and community education.

Est. cost: Medium

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education Programs

Long-term

Implement community education programs to raise awareness about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Coffs Harbour City Council
Emergency Services

Data last updated: 4 May 2026

Explore Lowanna Risk Reports

Frequently Asked Questions

Is Lowanna safe from climate change?

No location in Australia is entirely immune to climate change impacts. Lowanna has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Lowanna?

The dominant hazard for Lowanna depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Lowanna compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Lowanna?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Lowanna?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Lowanna.

What share of Lowanna is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.2% of Lowanna in high-risk zones for bushfire, with a further 68.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Lowanna Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lowanna, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections