Climate Risk Profile: Lower Mangrove, NSW

Lower Mangrove, New South Wales· 2250
High Risk
Updated May 2026

Lower Mangrove faces significant climate risks, particularly from flooding and bushfires. Rising temperatures and changing rainfall patterns are expected to exacerbate these risks in the future. Residents should take steps to prepare for these hazards.

Overall Risk Score

72/100
High

Confidence: Medium

Hazard Breakdown

Flood
8.5
Bushfire
6.8
Heat
7.0
Coastal
2.0

Climate Hazard Breakdown for Lower Mangrove

increasing

Flood

85/100

Lower Mangrove is at high risk of flooding due to its location near the Hawkesbury River and surrounding waterways. Heavy rainfall events can lead to significant riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

68/100

The area surrounding Lower Mangrove has a moderate risk of bushfire due to the presence of bushland. Hot, dry conditions and strong winds can increase the likelihood of fire.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
increasing

Heat

70/100

Lower Mangrove is expected to experience more frequent and intense heatwaves in the future. This will increase the risk of heatstroke and other heat-related illnesses.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
increasing

Coastal

20/100

Lower Mangrove is not directly on the coast, so the risk of coastal hazards is low. However, sea level rise could indirectly affect the area through increased flooding along the Hawkesbury River.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge
stable

Wind

40/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

55/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

30/100

Moderate social stability — mixed urban density

increasing

Energy

50/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Lower Mangrove

Detailed Hazard Analysis

heat Risk

70/100

Lower Mangrove is expected to experience more frequent and intense heatwaves in the future. This will increase the risk of heatstroke and other heat-related illnesses.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

85/100

Lower Mangrove is at high risk of flooding due to its location near the Hawkesbury River and surrounding waterways. Heavy rainfall events can lead to significant riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development increasing runoff

Projections (RCP8.5)

2030

8.8

2050

9.2

Data source

coastal Risk

20/100

Lower Mangrove is not directly on the coast, so the risk of coastal hazards is low. However, sea level rise could indirectly affect the area through increased flooding along the Hawkesbury River.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge

Projections (RCP8.5)

2030

2.2

2050

2.5

Data source

bushfire Risk

68/100

The area surrounding Lower Mangrove has a moderate risk of bushfire due to the presence of bushland. Hot, dry conditions and strong winds can increase the likelihood of fire.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Stronger winds

Projections (RCP8.5)

2030

7.2

2050

7.8

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high flood and bushfire risk.

Price Impact

Properties in Lower Mangrove may experience a decrease in value due to climate change risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the potential impact of climate change on property value.
  • 4.Ensure adequate insurance coverage.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Hawkesbury River
Elevation Range
5-20 meters
Flood Zone
Yes

The Hawkesbury River is prone to significant flooding during heavy rainfall events. Historical flood data indicates that Lower Mangrove has been impacted by major floods in the past.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

The area surrounding Lower Mangrove is designated as bushfire prone land. Residents should maintain their properties to reduce the risk of fire spread.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
5 days

The average maximum temperature in January is expected to increase in the future, leading to more frequent and intense heatwaves.

Coastal Evidence

Distance to Coast
30 km
Sea Level Rise Exposure
Indirectly exposed through river flooding
Erosion Risk
Low

Historical Climate Events

1990
floodMajor

Major flooding of the Hawkesbury River inundated parts of Lower Mangrove, causing significant damage to homes and businesses.

Source
2013
bushfireModerate

A bushfire near Lower Mangrove threatened homes and required the evacuation of residents.

Source
2019
heatwaveModerate

A prolonged heatwave in January 2019 resulted in record high temperatures in Lower Mangrove.

Source
2022
floodMajor

Severe flooding along the Hawkesbury River impacted Lower Mangrove, causing widespread damage and displacement.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday20302050
flood858.7(+0.2)9.3(+0.8)
bushfire686.9(+0.1)7.3(+0.5)
heat707.4(+0.4)8.5(+1.5)
coastal202.02.2(+0.2)

Under a moderate emissions scenario, Lower Mangrove is projected to experience a slight increase in overall climate risk by 2030, with heat and flood risks increasing the most.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Immediate

Construct levees and improve drainage systems to protect homes and businesses from flooding.

Est. cost: High

Learn more

Reduce Bushfire Risk

Near-term

Implement vegetation management programs and improve building codes to reduce the risk of bushfire damage.

Est. cost: Medium

Learn more

Develop a Heat Action Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Raise Awareness of Climate Risks

Long-term

Educate residents about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Lower Mangrove's Climate Risk Profile

Lower Mangrove, located in New South Wales, is vulnerable to a range of climate change impacts. The suburb's proximity to the Hawkesbury River makes it particularly susceptible to flooding, with heavy rainfall events posing a significant threat to homes and infrastructure.

Bushfire risk is also a concern, as the surrounding bushland can become highly flammable during hot, dry periods. Increased temperatures and prolonged droughts are expected to worsen bushfire conditions in the future.

Heatwaves are becoming more frequent and intense, posing a risk to public health, especially for vulnerable populations. Residents should take precautions to stay cool and hydrated during extreme heat events.

While Lower Mangrove is not directly on the coast, sea level rise could indirectly affect the area through increased flooding along the Hawkesbury River. It is important to monitor sea level rise projections and take appropriate adaptation measures.

Data sources: BOM · CSIRO · NSW SES · NSW RFS · Central Coast Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Lower Mangrove?

The main climate change risks in Lower Mangrove are flooding, bushfires, and heatwaves. These risks are expected to increase in the future due to rising temperatures and changing rainfall patterns.

How can I prepare my home for flooding?

You can prepare your home for flooding by raising electrical outlets, installing flood barriers, and purchasing flood insurance. It is also important to have an emergency plan in place.

What should I do during a bushfire?

During a bushfire, it is important to stay informed and follow the advice of emergency services. If you are told to evacuate, do so immediately. If you are staying to defend your home, make sure you have a fire plan and the necessary equipment.

How can I stay cool during a heatwave?

During a heatwave, it is important to stay hydrated, avoid strenuous activity, and spend time in air-conditioned environments. Check on vulnerable neighbors and family members.

Where can I find more information about climate change in Lower Mangrove?

You can find more information about climate change in Lower Mangrove on the Central Coast Council website, the NSW Department of Planning and Environment website, and the CSIRO website.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections