๐Ÿ“ฎ Macquarie Fields postcode: 2564

Flood Risk in Macquarie Fields, NSW: 2026 Assessment

Macquarie Fields, New South Walesยท Campbelltownยท 2564
Macquarie Fields faces a moderate risk of flooding due to its proximity to the Georges River and other waterways. Increased rainfall intensity could exacerbate this risk.Updated 3 May 2026

Flood Risk Score

6.5/10

Macquarie Fields faces a moderate risk of flooding due to its proximity to the Georges River and other waterways. Increased rainfall intensity could exacerbate this risk.

Key Facts

Flood Risk
Macquarie Fields faces a moderate risk of flooding due to its proximity to the Georges River and other waterways. Increased rainfall intensity could exacerbate this risk.
Trend
increasing
Suburb
Macquarie Fields, NSW
Overall Risk
Medium
Postcode
2564
Highest high-risk exposure
15.4% of land (bushfire)

Flood Risk Analysis

Macquarie Fields, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that areas near the Georges River have experienced flooding in the past. Council flood maps provide detailed information on flood-prone areas.

Macquarie Fields faces a moderate risk of flooding due to its proximity to the Georges River and other waterways. Increased rainfall intensity could exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Macquarie Fields sits within ClimateNest's suburb-level hazard model for flood risk. 8% of the suburb's land area is mapped in high-risk flood zones and 84.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Macquarie Fields.

Macquarie Fields (postcode 2564) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.4% of land in high-risk zones), surface flood (9.3% of land in high-risk zones), riverine flood (8% of land in high-risk zones). Exposure is not uniform across Macquarie Fields โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayGeorges River
Elevation Range20-40m
Flood Zone ClassificationAreas near the Georges River are prone to flooding.

Historical Events

2020
Minor

Localized flooding occurred in some parts of Macquarie Fields due to heavy rainfall.

2011
Moderate

Major flooding occurred in the Georges River, impacting low-lying areas of Macquarie Fields.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including hazard reduction burns and community education programs.

Est. cost: Medium

Develop Heatwave Action Plan

Immediate

Create a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts.

Est. cost: Low

Green Infrastructure Development

Long-term

Increase green spaces and urban forestry to combat the urban heat island effect and improve stormwater management.

Est. cost: Medium

Council & Emergency Services

Campbelltown City Council
Emergency Services

Data last updated: 3 May 2026

Explore Macquarie Fields Risk Reports

Frequently Asked Questions

Is Macquarie Fields at risk of flooding?

Based on available data, Macquarie Fields has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Macquarie Fields?

Insurance costs for flood cover in Macquarie Fields depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Macquarie Fields?

Yes, flood risk can affect property values in Macquarie Fields. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Macquarie Fields?

Elevation is a critical factor in flood risk. Properties at higher elevations within Macquarie Fields typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Macquarie Fields is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.4% of Macquarie Fields in high-risk zones for bushfire, with a further 71.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Macquarie Fields Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Macquarie Fields, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections