๐Ÿ“ฎ Manilla postcode: 2346

Flood Risk in Manilla, NSW: 2026 Assessment

Manilla, New South Walesยท UNKNOWNยท 2346
Manilla faces a moderate risk of flooding due to its proximity to the Namoi River. Riverine flooding can inundate low-lying areas.Updated 26 May 2026

Flood Risk Score

6.0/10

Manilla faces a moderate risk of flooding due to its proximity to the Namoi River. Riverine flooding can inundate low-lying areas.

Key Facts

Flood Risk
Manilla faces a moderate risk of flooding due to its proximity to the Namoi River. Riverine flooding can inundate low-lying areas.
Trend
increasing
Suburb
Manilla, NSW
Overall Risk
Medium
Postcode
2346
Highest high-risk exposure
12.8% of land (riverine flood)

Flood Risk Analysis

Manilla, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties and infrastructure in Manilla.

Manilla faces a moderate risk of flooding due to its proximity to the Namoi River. Riverine flooding can inundate low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Manilla sits within ClimateNest's suburb-level hazard model for flood risk. 12.8% of the suburb's land area is mapped in high-risk flood zones and 71.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Manilla.

Manilla (postcode 2346) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (12.8% of land in high-risk zones), bushfire (10.3% of land in high-risk zones), surface flood (8.9% of land in high-risk zones). Exposure is not uniform across Manilla โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayNamoi River
Elevation Range270-300m
Flood Zone ClassificationAreas near the Namoi River are designated as flood zones.

Historical Events

2012
Moderate

Significant flooding of the Namoi River impacted Manilla, inundating low-lying areas and causing property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement community education programs and support residents in preparing their properties for bushfires.

Est. cost: Medium

Develop Heat Action Plan

Immediate

Create a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to address drought risks and ensure sustainable water resources.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 26 May 2026

Explore Manilla Risk Reports

Frequently Asked Questions

Is Manilla at risk of flooding?

Based on available data, Manilla has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Manilla?

Insurance costs for flood cover in Manilla depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Manilla?

Yes, flood risk can affect property values in Manilla. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Manilla?

Elevation is a critical factor in flood risk. Properties at higher elevations within Manilla typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Manilla is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 12.8% of Manilla in high-risk zones for riverine flood, with a further 71.7% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Manilla Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Manilla, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections