๐Ÿ“ฎ Marthaguy postcode: 2831

Flood Risk in Marthaguy, NSW: 2026 Assessment

Marthaguy, New South Walesยท Coonamble Shire Councilยท 2831
Marthaguy faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to riverine and flash flooding.Updated 29 May 2026

Flood Risk Score

6.5/10

Marthaguy faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Marthaguy faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Marthaguy, NSW
Overall Risk
Medium
Postcode
2824
Highest high-risk exposure
16.7% of land (bushfire)

Flood Risk Analysis

Marthaguy, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties near the Castlereagh River are most vulnerable.

Marthaguy faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Marthaguy sits within ClimateNest's suburb-level hazard model for flood risk. 7.6% of the suburb's land area is mapped in high-risk flood zones and 62.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Marthaguy.

Marthaguy (postcode 2824) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.7% of land in high-risk zones), surface flood (8.4% of land in high-risk zones), riverine flood (7.6% of land in high-risk zones). Exposure is not uniform across Marthaguy โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayCastlereagh River
Elevation Range150-160m
Flood Zone ClassificationLow-lying areas near the river

Historical Events

2022
Moderate

Heavy rainfall caused flooding in Marthaguy, impacting local infrastructure and residences.

2010
Moderate

The Castlereagh River flooded, inundating low-lying areas of Marthaguy and causing property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Bushfire Preparedness

Near-term

Provide education and resources to residents on how to prepare their properties for bushfires and develop a bushfire survival plan.

Est. cost: Low

Support Vulnerable Populations

Immediate

Provide support to vulnerable populations, such as the elderly and those with chronic health conditions, to help them cope with the impacts of climate change.

Est. cost: Medium

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce water stress during periods of drought.

Est. cost: Low

Council & Emergency Services

Coonamble Shire Council
Emergency Services

Data last updated: 29 May 2026

Explore Marthaguy Risk Reports

Frequently Asked Questions

Is Marthaguy at risk of flooding?

Based on available data, Marthaguy has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Marthaguy?

Insurance costs for flood cover in Marthaguy depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Marthaguy?

Yes, flood risk can affect property values in Marthaguy. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Marthaguy?

Elevation is a critical factor in flood risk. Properties at higher elevations within Marthaguy typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Marthaguy is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.7% of Marthaguy in high-risk zones for bushfire, with a further 57.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Marthaguy Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Marthaguy, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections