๐Ÿ“ฎ Mascot postcode: 2020

Flood Risk in Mascot, NSW: 2026 Assessment

Mascot, New South Walesยท UNKNOWNยท 2020
Mascot faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 2 May 2026

Flood Risk Score

6.0/10

Mascot faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Mascot faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Mascot, NSW
Overall Risk
Medium
Postcode
2020
Highest high-risk exposure
6.2% of land (coastal inundation)

Flood Risk Analysis

Mascot, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Several areas in Mascot are prone to flash flooding during heavy rainfall events.

Mascot faces a moderate risk of flooding due to its low-lying areas and proximity to waterways. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mascot sits within ClimateNest's suburb-level hazard model for flood risk. 4.6% of the suburb's land area is mapped in high-risk flood zones and 73.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mascot.

Mascot (postcode 2020) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are coastal inundation (6.2% of land in high-risk zones), surface flood (5.8% of land in high-risk zones), bushfire (5.1% of land in high-risk zones). Exposure is not uniform across Mascot โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayBotany Bay
Elevation Range0-10 meters
Flood Zone ClassificationYes

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in Mascot, disrupting traffic and damaging properties.

2007
Major

Significant flooding impacted Mascot, leading to evacuations and property damage after a period of intense rainfall.

Adaptation & Mitigation Actions

Upgrade drainage infrastructure

Near-term

Invest in upgrading drainage systems to improve flood management and reduce the risk of flash flooding.

Est. cost: High

Implement urban greening initiatives

Near-term

Increase vegetation cover in Mascot to reduce the urban heat island effect and provide shade during heatwaves.

Est. cost: Medium

Strengthen coastal defenses

Long-term

Construct seawalls and other coastal defenses to protect low-lying areas from sea level rise and storm surges.

Est. cost: Very High

Develop a community heatwave plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including establishing cooling centers and providing assistance to those in need.

Est. cost: Low

Promote water conservation

Near-term

Encourage residents and businesses to conserve water to reduce the strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Randwick City Council
Emergency Services

Data last updated: 2 May 2026

Explore Mascot Risk Reports

Frequently Asked Questions

Is Mascot at risk of flooding?

Based on available data, Mascot has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mascot?

Insurance costs for flood cover in Mascot depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mascot?

Yes, flood risk can affect property values in Mascot. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mascot?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mascot typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mascot is exposed to high coastal inundation risk?

ClimateNest's hazard overlay maps 6.2% of Mascot in high-risk zones for coastal inundation, with a further 64.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mascot Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mascot, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections