๐Ÿ“ฎ Matcham postcode: 2250

Matcham Demographics: Population, Age & Income Profile (NSW)

Matcham, New South Walesยท Central Coastยท 2250
Matcham has a medium demographic profile typical of New South Wales suburbsUpdated 7 May 2026

Liveability Score

5.8/10

Matcham has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own โ€” 31.5% rent
Postcode
2250
Highest high-risk exposure
24.1% of land (bushfire)

Demographics Analysis

Matcham in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability โ€” all important factors for home buyers evaluating Matcham.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Matcham. Different demographic groups face different climate exposure profiles โ€” families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Matcham property to understand how climate projections may affect your investment.

Matcham (postcode 2250) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (24.1% of land in high-risk zones), riverine flood (9.1% of land in high-risk zones), surface flood (7.2% of land in high-risk zones). Exposure is not uniform across Matcham โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Improve flood management infrastructure

Near-term

Upgrade drainage systems and build flood levees to protect properties from flooding.

Est. cost: High

Implement bushfire mitigation measures

Immediate

Clear vegetation around homes and create firebreaks to reduce the risk of bushfires.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Protect coastal areas from sea level rise

Long-term

Implement coastal protection measures, such as seawalls and beach nourishment, to protect properties from erosion and inundation.

Est. cost: Very High

Promote water conservation

Near-term

Encourage residents to conserve water through rainwater harvesting and efficient irrigation practices.

Est. cost: Low

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 7 May 2026

Explore Matcham Risk Reports

Frequently Asked Questions

What is the population of Matcham?

Population data for Matcham comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Matcham?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Matcham. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Matcham?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Matcham?

The demographic profile of Matcham is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 โ€” use this as context when assessing the demographic character of Matcham.

What share of Matcham is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 24.1% of Matcham in high-risk zones for bushfire, with a further 55.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Matcham Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Matcham, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections