Climate Risk Assessment: Matheson, NSW

Matheson, New South Wales
Medium Risk
Updated May 2026

Matheson faces increasing risks from flooding, bushfires, and heatwaves due to climate change. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
4.5
Bushfire
6.0
Heat
5.0
Coastal
1.0

Climate Hazard Breakdown for Matheson

increasing

Flood

45/100

Matheson faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use
increasing

Bushfire

60/100

The area around Matheson has a high bushfire risk due to the proximity of bushland. Hot, dry conditions exacerbate the risk during bushfire season.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
increasing

Heat

50/100

Matheson is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
stable

Coastal

10/100

Matheson is not directly exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Matheson

Detailed Hazard Analysis

heat Risk

50/100

Matheson is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

45/100

Matheson faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Low-lying areas are particularly vulnerable.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging drainage infrastructure

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

coastal Risk

10/100

Matheson is not directly exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

60/100

The area around Matheson has a high bushfire risk due to the proximity of bushland. Hot, dry conditions exacerbate the risk during bushfire season.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Stronger winds

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations
  • 2.Assess property's vulnerability to heat
  • 3.Review insurance options and costs
  • 4.Consider long-term climate risks

Local Climate Evidence

Flood Evidence

Nearest Waterway
Local creeks and drainage systems
Elevation Range
Variable, with some low-lying areas
Flood Zone
Areas near creeks are designated flood zones

Local council maintains flood maps and provides guidance on flood preparedness.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to significant bushland areas
Planning Overlay
Bushfire prone area overlay applies
Bushfire Prone Area
Yes

Residents are advised to maintain firebreaks and have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
32.5°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
Not directly exposed
Erosion Risk
Not directly exposed

Historical Climate Events

2011
floodModerate

Significant flooding event impacted low-lying areas, causing property damage and road closures.

Source
2013
bushfireModerate

Bushfire threatened the outskirts of Matheson, requiring evacuations and property protection efforts.

Source
2017
heatwaveModerate

Prolonged heatwave with record-breaking temperatures placed stress on infrastructure and public health.

Source
2019
bushfireMajor

Widespread bushfires impacted the region, causing significant smoke haze and health concerns.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood454.8(+0.3)5.1(+0.6)
bushfire606.4(+0.4)6.8(+0.8)
heat505.6(+0.6)6.2(+1.2)
coastal101.01.0

By 2030, Matheson is projected to experience a noticeable increase in the frequency and intensity of heatwaves and bushfire risk, with a moderate increase in flood risk due to more intense rainfall events.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood-proofing measures for vulnerable properties.

Est. cost: Medium

Learn more

Bushfire Preparedness

Immediate

Create and maintain firebreaks, develop a bushfire survival plan, and ensure adequate insurance coverage.

Est. cost: Low

Learn more

Heatwave Management

Near-term

Establish cooling centers, provide public awareness campaigns on heat safety, and improve building insulation.

Est. cost: Medium

Learn more

Community Resilience Programs

Long-term

Develop community-based programs to support vulnerable populations during extreme weather events.

Est. cost: Low

Learn more

Sustainable Urban Planning

Long-term

Incorporate climate change considerations into urban planning and development decisions.

Est. cost: High

Learn more

About Matheson's Climate Risk Profile

Matheson is located in a region that is increasingly vulnerable to the impacts of climate change. The primary risks include flooding from more intense rainfall events, a heightened bushfire threat due to drier conditions and prolonged heatwaves, and the direct impacts of rising temperatures on human health and infrastructure.

The risk of flooding is expected to increase as rainfall patterns become more erratic and intense. This can lead to damage to property, disruption of services, and potential displacement of residents. Low-lying areas are particularly susceptible.

Bushfire risk is also a significant concern, with hotter, drier conditions creating a more flammable environment. The proximity of bushland increases the likelihood of bushfires impacting the suburb, posing a threat to lives and property.

Rising temperatures and more frequent heatwaves will place additional stress on vulnerable populations, such as the elderly and those with pre-existing health conditions. Infrastructure, including power grids and transportation networks, may also be affected.

While Matheson is not directly on the coast, the broader regional impacts of coastal erosion and sea-level rise could indirectly affect the suburb through economic and social disruptions.

Data sources: BOM · CSIRO · NSW SES · NSW RFS

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Matheson?

The main risks are increased flooding, more frequent and intense bushfires, and more severe heatwaves.

How can I prepare my home for a flood?

Consider flood-proofing measures, elevate appliances, and have an evacuation plan.

What should I include in my bushfire survival plan?

Clear vegetation around your home, have a water supply, and know your evacuation route.

How can I stay safe during a heatwave?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

Where can I find more information about local climate change initiatives?

Check the local council website and attend community meetings.

Is Matheson a good place to invest in property considering climate change?

While Matheson has many positive attributes, it's important to consider the increasing climate risks and factor them into your investment decision. Consult with local experts and review available climate data.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections